Time Management Tips - Gambling with time for profit and fun

GeForce RTX 3090 Review Megathread

GeForce RTX 3090 Review Megathread

GeForce RTX 3090 reviews are up.

Image Link - GeForce RTX 3090 Founders Edition

Reminder: Do NOT buy from 3rd Party Marketplace Seller on Ebay/Amazon/Newegg (unless you want to pay more). Assume all the 3rd party sellers are scalping. If it's not being sold by the actual retailer (e.g. Amazon selling on Amazon.com or Newegg selling on Newegg.com) then you should treat the product as sold out and wait.

Below is the compilation of all the reviews that have been posted so far. I will be updating this continuously throughout the day with the conclusion of each publications and any new review links. This will be sorted alphabetically.

Written Articles

Anandtech - TBD

Arstechnica - TBD

Babeltechreviews

NVIDIA says that the RTX 3080 is the gaming card and the RTX 3090 is the hybrid creative card – but we respectfully disagree. The RTX 3090 is the flagship gaming card that can also run intensive creative apps very well, especially by virtue of its huge 24GB framebuffer. But it is still not an RTX TITAN nor a Quadro. These cards cost a lot more and are optimized specifically for workstations and also for professional and creative apps.
However, for RTX 2080 Ti gamers who paid $1199 and who have disposable cash for their hobby – although it has been eclipsed by the RTX 3080 – the RTX 3090 Founders Edition which costs $1500 is the card to maximize their upgrade. And for high-end gamers who also use creative apps, this card may become a very good value. Hobbies are very expensive to maintain, and the expense of PC gaming pales in comparison to what golfers, skiers, audiophiles, and many other hobbyists pay for their entertainment. But for high-end gamers on a budget, the $699 RTX 3080 will provide the most value of the two cards. We cannot call the $1500 RTX 3090 a “good value” generally for gamers as it is a halo card and it absolutely does not provide anywhere close to double the performance of a $700 RTX 3080.
However, for some professionals, two RTX 3090s may give them exactly what they need as it is the only Ampere gaming card to support NVLink providing up to 112.5 GB/s of total bandwidth between two GPUs which when SLI’d together will allow them to access a massive 48GB of vRAM. SLI is no longer supported by NVIDIA for gaming, and emphasis will be placed on mGPU only as implemented by game developers.

Digital Foundry Article

Digital Foundry Video

So there we have it. The RTX 3090 delivers - at best - 15 to 16 per cent more gaming performance than the RTX 3080. In terms of price vs performance, there is only one winner here. And suffice to say, we would expect to see factory overclocked RTX 3080 cards bite into the already fairly slender advantage delivered by Nvidia's new GPU king. Certainly in gaming terms then, the smart money would be spend on an RTX 3080, and if you're on a 1440p high refresh rate monitor and you're looking to maximise price vs performance, I'd urge you to look at the RTX 2080 Ti numbers in this review: if Nvidia's claims pan out, you'll be getting that and potentially more from the cheaper still RTX 3070. All of which raises the question - why make an RTX 3090 at all?
The answers are numerous. First of all, PC gaming has never adhered to offering performance increases in line with the actual amount of money spent. Whether it's Titans, Intel Extreme processors, high-end motherboards or performance RAM, if you want the best, you'll end up paying a huge amount of money to attain it. This is only a problem where there are no alternatives and in the case of the RTX 3090, there is one - the RTX 3080 at almost half of the price.
But more compelling is the fact that Nvidia is now blurring the lines between the gaming GeForce line and the prosumer-orientated Quadro offerings. High-end Quadro cards are similar to RTX 3090 and Titan RTX in several respects - usually in that they deliver the fully unlocked Nvidia silicon paired with huge amounts of VRAM. Where they differ is in support and drivers, something that creatives, streamers or video editors may not wish to pay even more of a premium for. In short, RTX 3090 looks massively expensive as a gamer card, but compared to the professional Quadro line, there are clear savings.
In the meantime, RTX 3090 delivers the Titan experience for the new generation of graphics hardware. Its appeal is niche, the halo product factor is huge and the performance boost - while not exactly huge - is likely enough to convince the cash rich to invest and for the creator audience to seriously consider it. For my use cases, the extra money is obviously worth it. I also think that the way Nvidia packages and markets the product is appealing: the RTX 3090 looks and feels special, its gigantic form factor and swish aesthetic will score points with those that take pride in their PC looking good and its thermal and especially acoustic performance are excellent. It's really, really quiet. All told then, RTX 3090 is the traditional hard sell for the mainstream gamer but the high-end crowd will likely lap it up. But it leaves me with a simple question: where next for the Titan and Ti brands? You don't retire powerhouse product tiers for no good reason and I can only wonder: is something even more powerful cooking?

Guru3D

When we had our first experience with the GeForce RTX 3080, we were nothing short of impressed. Testing the GeForce RTX 3090 is yet another step up. But we're not sure if the 3090 is the better option though, as you'll need very stringent requirements in order for it to see a good performance benefit. Granted, and I have written this many times in the past with the Titans and the like, a graphics card like this is bound to run into bottlenecks much faster than your normal graphics cards. Three factors come into play here, CPU bottlenecks, low-resolution bottlenecks, and the actual game (API). The GeForce RTX 3090 is the kind of product that needs to be free from all three aforementioned factors. Thus, you need to have a spicy processor that can keep up with the card, you need lovely GPU bound games preferably with DX12 ASYNC compute and, of course, if you are not gaming at the very least in Ultra HD, then why even bother, right? The flipside of the coin is that when you have these three musketeers applied and in effect, well, then there is no card faster than the 3090, trust me; it's a freakfest of performance, but granted, also bitter-sweet when weighing all factors in.
NVIDIA's Ampere product line up has been impressive all the way, there's nothing other to conclude than that. Is it all perfect? Well, performance-wise in the year 2020 we cannot complain. Of course, there is an energy consumption factor to weigh in as a negative factor and, yes, there's pricing to consider. Both are far too high for the product to make any real sense. For gaming, we do not feel the 3090 makes a substantial enough difference over the RTX 3080 with 10 to 15% differentials, and that's mainly due to system bottlenecks really. You need to game at Ultra HD and beyond for this card to make a bit of sense. We also recognize that the two factors do not need to make sense for quite a bunch of you as the product sits in a very extreme niche. But I stated enough about that. I like this chunk of hardware sitting inside a PC though as, no matter how you look at it, it is a majestic product. Please make sure you have plenty of ventilation though as the RTX 3090 will dump lots of heat. It is big but still looks terrific. And the performance, oh man... that performance, it is all good all the way as long as you uphold my three musketeers remark. Where I could nag a little about the 10 GB VRAM on the GeForce RTX 3080, we cannot complain even the slightest bit about the whopping big mac feature of the 3090, 24 GB of the fastest GDDR6X your money can get you, take that Flight Sim 2020! This is an Ultra HD card, in that domain, it shines whether that is using shading (regular rendered games) or when using hybrid ray-tracing + DLSS. It's a purebred but unfortunately very power-hungry product that will reach only a select group of people. But it is formidable if you deliver it to the right circumstances. Would we recommend this product? Ehm no, you are better off with GeForce RTX 3070 or 3080 as, money-wise, this doesn't make much sense. But it is genuinely a startling product worthy of a top pick award, an award we hand out so rarely for a reference or Founder product but we also have to acknowledge that NVIDIA really is stepping up on their 'reference' designs and is now setting a new and better standard.

Hexus

This commentary puts the RTX 3090 into a difficult spot. It's 10 percent faster for gaming yet costs over twice as much as the RTX 3080. Value for money is poor when examined from a gaming point of view. Part of that huge cost rests with the 24GB of GDDR6X memory that has limited real-world benefit in games. Rather, it's more useful in professional rendering as the larger pool can speed-up time to completion massively.
And here's the rub. Given its characteristics, this card ought to be called the RTX Titan or GeForce RTX Studio and positioned more diligently for the creatoprofessional community where computational power and large VRAM go hand in hand. The real RTX 3090, meanwhile, gaming focussed first and foremost, ought to arrive with 12GB of memory and a $999 price point, thereby offering a compelling upgrade without resorting to Titan-esque pricing. Yet all that said, the insatiable appetite and apparent deep pockets of enthusiasts will mean Nvidia sells out of these $1,500 boards today: demand far outstrips supply. And does it matter what it's called, how much memory it has, or even what price it is? Not in the big scheme of things because there is a market for it.
Being part of the GeForce RTX firmament has opened up the way for add-in card partners to produce their own boards. The Gigabyte Gaming OC does most things right. It's built well and looks good, and duly tops all the important gaming charts at 4K. We'd encourage a lower noise profile through a relaxation of temps, but if you have the means by which to buy graphics performance hegemony, the Gaming OC isn't a bad shout... if you can find it in stock.

Hot Hardware

Summarizing the GeForce RTX 3090's performance is simple -- it's the single fastest GPU on the market currently, bar none. There's nuance to consider here, though. Versus the GeForce RTX 3080, disregarding CPU limited situations or corner cases, the more powerful RTX 3090's advantages over the 3080 only range from about 4% to 20%. Versus the Titan RTX, the GeForce RTX 3090's advantages increase to approximately 6% to 40%. Consider complex creator workloads which can leverage the GeForce RTX 3090's additional resources and memory, however, and it is simply in another class altogether and can be many times faster than either the RTX 3080 or Titan RTX.
Obviously, the $1,499 GeForce RTX 3090 Founder's Edition isn't an overall value play for the vast majority of users. If you're a gamer shopping for a new high-end GPU, the GeForce RTX 3080 at less than 1/2 the price is the much better buy. Compared to the $2,500 Titan RTX or $1,300 - $1,500-ish GeForce RTX 2080 Ti though, the GeForce RTX 3090 is the significantly better choice. Your perspective on the GeForce RTX 3090's value proposition is ultimately going to depend on your particular use case. Unless they've got unlimited budgets and want the best-of-the-best, regardless of cost, hardcore gamers may scoff at the RTX 3090. Anyone utilizing the horsepower of the previous generation Titan RTX though, may be chomping at the bit.
The GeForce RTX 3090's ultimate appeal is going to depend on the use-case, but whether or not you'll actually be able to get one is another story. The GeForce RTX 3090 is going to be available in limited quantities today -- NVIDIA said as much in yesterday's performance tease. NVIDIA pledges to make more available direct and through partners ASAP, however. We'll see how things shake out in the weeks ahead, and all bets are off when AMD's makes its RDNA2 announcements next month. NVIDIA's got a lot of wiggle room with Ampere and will likely react swiftly to anything AMD has in store. And let's not forget we still have the GeForce RTX 3070 inbound, which is going to have extremely broad appeal if NVIDIA's performance claims hold up.

Igor's Lab

In Summary: this card is a real giant, especially at higher resolutions, because even if the lead over the GeForce RTX 3080 isn’t always as high as dreamed, it’s always enough to reach the top position in playability. Right stop of many quality controllers included. Especially when the games of the GeForce RTX 3090 and the new architecture are on the line, the mail really goes off, which one must admit without envy, whereby the actual gain is not visible in pure FPS numbers.
If you have looked at the page with the variances, you will quickly understand that the image is much better because it is softer. The FPS or percentiles are still much too coarse intervals to be able to reproduce this very subjective impression well. A blind test with 3 perons has completely confirmed my impression, because there is nothing better than a lot of memory, at most even more memory. Seen in this light, the RTX 3080 with 10 GB is more like Cinderella, who later has to make herself look more like Cinderella with 10 GB if she wants to get on the prince’s roller.
But the customer always has something to complain about anyway (which is good by the way and keeps the suppliers on their toes) and NVIDIA keeps all options open in return to be able to top a possible Navi2x card with 16 GB memory expansion with 20 GB later. And does anyone still remember the mysterious SKU20 between the GeForce RTX 3080 and RTX 3090? If AMD doesn’t screw it up again this time, this SKU20 is sure to become a tie-break in pixel tennis. We’ll see.
For a long time I have been wrestling with myself, which is probably the most important thing in this test. I have also tested 8K resolutions, but due to the lack of current practical relevance, I put this part on the back burner. If anyone can find someone who has a spare 8K TV, I’ll be happy to do so, if only because I’m also very interested in 8K-DLSS. But that’s like sucking on an ice cream that you’ve only printed out on a laser printer before.
The increase in value of the RTX 3090 in relation to the RTX 3080 for the only gamer is, up to the memory extension, to be rather neglected and one understands also, why many critics will never pay the double price for 10 to 15% more gaming performance. Because I wouldn’t either. Only this is then exactly the target group for the circulated RTX 3080 (Ti) with double memory expansion. Their price should increase visibly in comparison to the 10 GB variant, but still be significantly below that of a GeForce RTX 3090. This is not defamatory or fraudulent, but simply follows the laws of the market. A top dog always costs a little more than pure scaling, logic and reason would allow.
And the non-gamer or the not-only-gamer? The added value can be seen above all in the productive area, whether workstation or creation. Studio is the new GeForce RTX wonderland away from the Triple A games, and the Quadros can slowly return to the professional corner of certified specialty programs. What AMD started back then with the Vega Frontier Edition and unfortunately didn’t continue (why not?), NVIDIA has long since taken up and consistently perfected. The market has changed and studio is no longer an exotic phrase. Then even those from about 1500 Euro can survive without a headache tablet again.

KitGuru Article

KitGuru Video

RTX 3080 was heralded by many as an excellent value graphics card, delivering performance gains of around 30% compared to the RTX 2080 Ti, despite being several hundred pounds cheaper. With the RTX 3090, Nvidia isn’t chasing value for money, but the overall performance crown.
And that is exactly what it has achieved. MSI’s RTX 3090 Gaming X Trio, for instance, is 14% faster than the RTX 3080 and 50% faster than the RTX 2080 Ti, when tested at 4K. No other GPU even comes close to matching its performance.
At this point, many of you reading this may be thinking something along the line of ‘well, yes, it is 14% faster than an RTX 3080 – but it is also over double the price, so surely it is terrible value?’ And you would be 100% correct in thinking that. The thing is, Nvidia knows that too – RTX 3090 is simply not about value for money, and if that is something you prioritise when buying a new graphics card, don’t buy a 3090.
Rather, RTX 3090 is purely aimed at those who don’t give a toss about value. It’s for the gamers who want the fastest card going, and they will pay whatever price to claim those bragging rights. In this case of the MSI Gaming X Trio, the cost of this GPU’s unrivalled performance comes to £1530 here in the UK.
Alongside gamers, I can also see professionals or creators looking past its steep asking price. If the increased render performance of this GPU could end up saving you an hour, two hours per week, for many that initial cost will pay for itself with increased productivity, especially if you need as much VRAM as you can get.

OC3D

As with any launch, the primary details are in the GPU itself, and so the first half of this conclusion is the same for both of the AIB RTX 3090 graphics cards that we are reviewing today. If you want to know specifics of this particular card, skip down the page.
Last week we saw the release of the RTX 3080. A card that combined next-gen performance with a remarkably attractive price point, and was one of the easiest products to recommend we've ever seen. 4K gaming for around the £700 mark might be expensive if you're just used to consoles, but if you're a diehard member of the "PC Gaming Master Race", then you know how much you had to spend to achieve the magical 4K60 mark. It's an absolute no brainer purchase.
The RTX 3090 though, that comes with more asterisks and caveats than a Lance Armstrong win on the Tour de France. Make no mistake; the RTX 3090 is brutally fast. If performance is your thing, or performance without consideration of cost, or you want to flex on forums across the internet, then yeah, go for it. For everyone else, and that's most of us, there is a lot it does well, but it's a seriously niche product.
We can go to Nvidia themselves for their key phraseology. With a tiny bit of paraphrasing, they say "The RTX 3090 is for 8K gaming, or heavy workload content creators. For 4K Gaming the RTX 3080 is, with current and immediate future titles, more than enough". If you want the best gaming experience, then as we saw last week, the clear choice is the RTX 3080. If you've been following the results today then clearly the RTX 3090 isn't enough of a leap forwards to justify being twice the price of the RTX 3080. It's often around 5% faster, sometimes 10%, sometimes not much faster at all. Turns out that Gears 5 in particular looked unhappy but it was an 'auto' setting on animation increasing its own settings so we will go back with it fixed to ultra and retest. The RTX 3090 is still though, whisper it, a bit of a comedown after the heights of our first Ampere experience.
To justify the staggering cost of the RTX 3090 you need to fit into one of the following groups; Someone who games at 8K, either natively or via Nvidia's DSR technology. Someone who renders enormous amounts of 3D work. We're not just talking a 3D texture or model for a game; we're talking animated short films. Although even here the reality is that you need a professional solution far beyond the price or scope of the RTX 3090. Lastly, it would be best if you were someone who renders massive, RAW, 8K video footage regularly and has the memory and storage capacity to feed such a voracious data throughput. If you fall into one of those categories, then you'll already have the hardware necessary - 8K screen or 8K video camera - that the cost of the RTX 3090 is small potatoes. In which case you'll love the extra freedom and performance it can bring to your workload, smoothing out the waiting that is such a time-consuming element of the creative process. This logic holds true for both the Gigabyte and MSI cards we're looking at on launch.

PC Perspective - TBD

PC World

There’s no doubt that the $1,500 GeForce RTX 3090 is indeed a “big ferocious GPU,” and the most powerful consumer graphics card ever created. The Nvidia Founders Edition delivers unprecedented performance for 4K gaming, frequently maxes out games at 1440p, and can even play at ludicrous 8K resolution in some games. It’s a beast for 3440x1440 ultrawide gaming too, as our separate ultrawide benchmarks piece shows. Support for HDMI 2.1 and AV1 decoding are delicious cherries on top.
If you’re a pure gamer, though, you shouldn’t buy it, unless you’ve got deep pockets and want the best possible gaming performance, value be damned. The $700 GeForce RTX 3080 offers between 85 and 90 percent of the RTX 3090’s 4K gaming performance (depending on the game) for well under half the cost. It’s even closer at 1440p.
If you’re only worried about raw gaming frame rates, the GeForce RTX 3080 is by far the better buy, because it also kicks all kinds of ass at 4K and high refresh rate 1440p and even offers the same HDMI 2.1 and AV1 decode support as its bigger brother. Nvidia likes to boast that the RTX 3090 is the first 8K gaming card, and while that’s true in some games, it falls far short of the 60 frames per second mark in many triple-A titles. Consider 8K gaming a nice occasional bonus more than a core feature.
If you mix work and play, though, the GeForce RTX 3090 is a stunning value—especially if your workloads tap into CUDA. It’s significantly faster than the previous-gen RTX 2080 Ti, which fell within spitting distance of the RTX Titan, and offers the same 24GB VRAM capacity of that Titan. But it does so for $1,000 less than the RTX Titan’s cost.
The GeForce RTX 3090 stomps all over most of our content creation benchmarks. Performance there is highly workload-dependent, of course, but we saw speed increases of anywhere from 30 to over 100 percent over the RTX 2080 Ti in several tasks, with many falling in the 50 to 80 percent range. That’s an uplift that will make your projects render tangibly faster—putting more money in your pocket. The lofty 24GB of GDDR6X memory makes the RTX 3090 a must-have in some scenarios where the 10GB to 12GB found in standard gaming cards flat-out can’t cut it, such as 8K media editing or AI training with large data sets. That alone will make it worth buying for some people, along with the NVLink connector that no other RTX 30-series GPU includes. If you don’t need those, the RTX 3080 comes close to the RTX 3090 in raw GPU power in many tests.

TechGage - Workstation benchmark!

NVIDIA’s GeForce RTX 3090 is an interesting card for many reasons, and it’s harder to summarize than the RTX 3080 was, simply due to its top-end price and goals. The RTX 3080, priced at $699, was really easy to recommend to anyone wanting a new top-end gaming solution, because compared to the last-gen 2080S, 2080 Ti, or even TITAN RTX, the new card simply trounced them all.
The GeForce RTX 3090, with its $1,499 price tag, caters to a different crowd. First, there are going to be those folks who simply want the best gaming or creator GPU possible, regardless of its premium price. We saw throughout our performance results that the RTX 3090 does manage to take a healthy lead in many cases, but the gains over RTX 3080 are not likely as pronounced as many were hoping.
The biggest selling-point of the RTX 3090 is undoubtedly its massive frame buffer. For creators, having 24GB on tap likely means you will never run out during this generation, and if you manage to, we’re going to be mighty impressed. We do see more than 24GB being useful for deep-learning and AI research, but even there, it’s plenty for the vast majority of users.
Interestingly, this GeForce is capable of taking advantage of NVLink, so those wanting to plug two of them into a machine could likewise combine their VRAM, activating a single 48GB frame buffer. Two of these cards would cost $500 more than the TITAN RTX, and obliterate it in rendering and deep-learning workloads (but of course draw a lot more power at the same time).
For those wanting to push things even harder with single GPU, we suspect NVIDIA will likely release a new TITAN at some point with even more memory. Or, that’s at least our hope, because we don’t want to see the TITAN series just up and disappear.
For gamers, a 24GB frame buffer can only be justified if you’re using top-end resolutions. Not even 4K is going to be problematic for most people with a 10GB frame buffer, but as we move up the scale, to 5K and 8K, that memory is going to become a lot more useful.
By now, you likely know whether or not the monstrous GeForce RTX 3090 is for you. Fortunately, if it isn’t, the RTX 3080 hasn’t gone anywhere, and it still proves to be of great value (you know – if you can find it in stock) for its $699 price. NVIDIA also has a $499 RTX 3070 en route next month, so all told, the company is going to be taking good care of its enthusiast fans with this trio of GPUs. Saying that, we still look forward to the even lower-end parts, as those could ooze value even more than the bigger cards.

Techpowerup - MSI Gaming X Trio

Techpowerup - Zotac Trinity

Techpowerup - Asus Strix OC

Techpowerup - MSI Gaming X Trio

Still, the performance offered by the RTX 3090 is impressive; the Gaming X is 53% faster than RTX 2080 Ti, 81% faster than RTX 2080 Super. AMD's Radeon RX 5700 XT is less than half as fast, the performance uplift vs the 3090 is 227%! AMD Big Navi better be a success. With those performance numbers RTX 3090 is definitely suited for 4K resolution gaming. Many games will run over 90 FPS, at highest details, in 4K, nearly all over 60, only Control is slightly below that, but DLSS will easily boost FPS beyond that.
With RTX 3090 NVIDIA is introducing "playable 8K", which rests on several pillars. In order to connect an 8K display you previously had to use multiple cables, now you can use just a single HDMI 2.1 cable. At higher resolution, the VRAM usage goes up, RTX 3090 has you covered, offering 24 GB of memory, which is more than twice that of the 10 GB RTX 3080. Last but not least, on the software side, they added the capability to capture 8K gameplay with Shadow Play. In order to improve framerates (remember, 8K processes 16x the pixels as Full HD), NVIDIA created DLSS 8K, which renders the game at 1440p native, and scales the output by x3, in each direction, using machine learning. All of these technologies are still in its infancy, game support is limited and displays are expensive, we'll look into this in more detail in the future.
24 GB VRAM is definitely future-proof, but I'm having doubts whether you really need that much memory. Sure, more is always better, but unless you are using professional applications, you'll have a hard time finding a noteworthy difference between performance with 10 GB vs 24 GB. Games won't be an issue, because you'll run out of shading power long before you run out of VRAM, just like with older cards today, which can't handle 4K, no matter how much VRAM they have. Next-gen consoles also don't have as much VRAM, so it's hard to image that you'll miss out on any meaningful gaming experience if you have less than 24 GB VRAM. NVIDIA demonstrated several use cases in their reviewer's guide: OctaneRender, DaVinci Resolve and Blender can certainly benefit from more memory, GPU compute applications, too, but these are very niche use cases. I'm not aware of any creators who were stuck and couldn't create, because they ran out of VRAM. On the other hand the RTX 3090 could definitely turn out to be a good alternative to Quadro, or Tesla, unless you need double-precision math (you don't).
Pricing of the RTX 3090 is just way too high, and a tough pill to swallow. At a starting price of $1500, it is more than twice as expensive as the RTX 3080, but not nearly twice as fast. MSI asking another $100 on top for their fantastic Gaming X Trio cooler, plus the overclock out of the box doesn't seem that unreasonable to me. We're talking about 6.6% here. The 6% performance increase due to factory OC / higher power limit can almost justify that, with the better cooler it's almost a no-brainer. While an additional 14 GB of GDDR6X memory aren't free, the $1500 base price still doesn't feel right. On the other hand, the card is significantly better than RTX 2080 Ti in every regard, and that sold for well over $1000, too. NVIDIA emphasizes that RTX 3090 is a Titan replacement—Titan RTX launched at $2500, so $1500 must be a steal for the new 3090. Part of the disappointment about the price is that RTX 3080 is so impressive, at such disruptive pricing. If RTX 3080 was $1000, then $1500 wouldn't feel as crazy—I would say $1000 is a fair price for the RTX 3090. Either way, Turing showed us that people are willing to pay up to have the best, and I have no doubt that all RTX 3090 cards will sell out today, just like RTX 3080.
Obviously the "Recommended" award in this context is not for the average gamer. Rather it means, if you have that much money to spend, and are looking for a RTX 3090, then you should consider this card.

The FPS Review - TBD

Tomshardware

Let's be clear: the GeForce RTX 3090 is now the fastest GPU around for gaming purposes. It's also mostly overkill for gaming purposes, and at more than twice the price of the RTX 3080, it's very much in the category of GPUs formerly occupied by the Titan brand. If you're the type of gamer who has to have the absolute best, and price isn't an object, this is the new 'best.' For the rest of us, the RTX 3090 might be drool-worthy, but it's arguably of more interest to content creators who can benefit from the added performance and memory.
We didn't specifically test any workloads where a 10GB card simply failed, but it's possible to find them — not so much in games, but in professional apps. We also weren't able to test 8K (or simulated 8K) yet, though some early results show that it's definitely possible to get the 3080 into a state where performance plummets. If you want to play on an 8K TV, the 3090 with its 24GB VRAM will be a better experience than the 3080. How many people fall into that bracket of gamers? Not many, but then again, $300 more than the previous generation RTX 2080 Ti likely isn't going to dissuade those with deep pockets.
Back to the content creation bit, while gaming performance at 4K ultra was typically 10-15% faster with the 3090 than the 3080, and up to 20% faster in a few cases, performance in several professional applications was consistently 20-30% faster — Blender, Octane, and Vray all fall into this group. Considering such applications usually fall into the category of "time is money," the RTX 3090 could very well pay for itself in short order compared to the 3080 for such use cases. And compared to an RTX 2080 Ti or Titan RTX? It's not even close. The RTX 3090 often delivered more than double the rendering performance of the previous generation in Blender, and 50-90% better performance in Octane and Vray.
The bottom line is that the RTX 3090 is the new high-end gaming champion, delivering truly next-gen performance without a massive price increase. If you've been sitting on a GTX 1080 Ti or lower, waiting for a good time to upgrade, that time has arrived. The only remaining question is just how competitive AMD's RX 6000, aka Big Navi, will be. Even with 80 CUs, on paper, it looks like Nvidia's RTX 3090 may trump the top Navi 2x cards, thanks to GDDR6X and the doubling down on FP32 capability. AMD might offer 16GB of memory, but it's going to be paired with a 256-bit bus and clocked quite a bit lower than 19 Gbps, which may limit performance.

Computerbase - German

HardwareLuxx - German

PCGH - German

Video Review

Bitwit - TBD

Digital Foundry Video

Gamers Nexus Video

Hardware Canucks

Hardware Unboxed

JayzTwoCents

Linus Tech Tips

Optimum Tech

Paul's Hardware

Tech of Tomorrow

Tech Yes City

submitted by Nestledrink to nvidia [link] [comments]

Tales from 2+2: The Biggest Loser at Microstakes of All Time, A Story of Struggle

Link to Previous Tales From 2+2: Poker player steals $1m+ chips and tries to sell it on 2+2 poker forums
More Tales From 2+2: A Very Controversial $70k prop bet
Tales from 2+2: Homelessness, Grinding and the Biggest Shot of a Grinder’s Life: The Jared Huggins Story

The Blossoming of TV Poker

The Year is 2006. Online poker is thriving. Partypoker has the highest traffic of any poker site but Pokerstars are gaining new players quickly with aggressive marketing strategies. Lots of poker sites are investing heavily into marketing and one key place to channel their advertising budget is TV. New innovations, improved graphics and increasing funding meant that poker TV is at an all-time peak of popularity.
40% of the the 2006 WSOP Main Event’s attendance is from online sites and poker sites are offering large amounts of cash for players on TV to wear an advertising patch. According to Dan Goldman’s blog, Pokerstars spent over $730,000 on WSOP players’ gift bags. The WSOP is seeing more TV time and this year the $50k HORSE event is added to the TV schedule alongside the WSOP main event. This year’s $50k WSOP HORSE final table saw some huge names including Chip Reese, Phil Ivey, Patrik Antonius and Doyle Brunson.

The Path of a New Player

In Finland, Mikael Paisting is watching the 2006 WSOP on TV. He enjoys watching poker broadcasts and is fascinated by the game. It’s a very common story for players to catch an interest by watching poker TV and sign up with to one of the many poker sites available. He chooses to deposit on Partypoker. Mikael is a committed learner and player. He reads several poker books from well-known authors such as Dan Harrington and David Sklansky. He also watches many training videos. Like many players starting in online poker he begins at the microstakes cash tables.
Microstakes are a rite of passage for many online poker players. The limits range from 2nl to 10nl, so the standard buy in is $2-10. Some will play microstakes for weeks, months or even years improving their game and increasing their bankroll so they can move up to small stakes, 25nl and above. Some players see the microstakes as a job and play as many tables as they can to eke out a living wage. Some players have never played microstakes and skip it entirely for higher stakes. Mikael starts to play and doesn’t do well, this is normal for many beginners, even those who study. However, over the next few weeks Mikael continues to lose. Months go by and Mikael still hasn’t turned a profit. He discovers problems with tilt and often takes his frustration out in the chat box. An example of his rage:
Paisting:THAT IS NOT NORMAL OMG!! JUST UNBELIEVABLE
Mikael doesn’t play 10nl very often and spends the majority of him time playing 2nl and 5nl. He continues to multitable cash games on Partypoker but he just can’t win. He starts to lose big, thousands of dollars, mostly at 2nl which is known as the softest cash game on the internet.

Getting Noticed

Mikael continues to play long sessions over the next five years, he claims to play 5-7 days a week for 4-8 hours a day. By 2011 he had played 2 and a half million hands while playing 6 to 9 cash tables at one time. Mikael is still mostly playing 2nl and is down a colossal amount: $7000. Mikael has been suffering from major tilt problems and has a very wild and noticeable style of playing microstakes. He starts to get noticed on 2+2, a very popular poker forum. A player posts a link to his PTR graph, a site which tracks online cash games. They are shocked at his losses over so many hands:
yegor: wow such a massive fail
he played 2.5m hands at 2nl and 5nl and he's losing
Donkey111: I remember him from my 2NL days.
often goes on some massive tilt sessions and spews like 20 BI in 500 hands by shoving any 2 cards preflop.
He even gets hate from his PTR account where he is ridiculed on his profile comments, he also replies:
VELAir26: Spend your time with family, friends or other hobbies instead
Paisting: im fine with this you stupid idiot
Mikael continues to play his reckless and tilting style over the years. By 2014, he has been playing for 8 years and is down five figures at microstakes; he starts to look for excuses for how much he has lost. He posts a thread on 2+2 detailing how he feels that he wins at the start of the month and then inevitably starts to lose. He asks how he can take legal action against Partypoker. His fellow posters tease him:
5thStreethog: Did the thought ever cross your mind that it might be possible that the reason you cant beat NL2 in over a million hands might be because you arent very good at poker?

An Attempt at Redemption

2019 comes and Mikael Paisting has been playing microstakes for 13 years, and steadily losing a lot of money. He got a new computer in late 2018 and has been grinding away on it. Mikael is getting mentioned more on 2+2 and he is well known on the tables of Partypoker as he drops stack after stack. Many players on Partypoker furiously try to get on his tables to call his tilt shoves; when Mikael is present other player’s stacks can get as high as $100 at 2nl as he shoves buy in after buy in to button steals. Some were said to be using seating scripts to instantly be placed on a table with Paisting. At this point he is feeling very low. But despite years of losing money and insane tilting he is determined to improve. Mikael is aware of his losses and has a fierce desire to make back the money he has lost since he’s started tracking on his new PC.
He decides get help and he looks to 2+2, the very same forum that had mocked him over the last decade. He logs in as Paisting, his last name. He starts a new thread, types out a post and chooses a title: 'Biggest loser in online poker history wants to grind $16k'. He posts this thread in the sub-forum Poker Goals & Challenges, a place where players post their goals and try to update their thread with their progress. He posts graphs of his losses from his database on his PC. He starts the thread by posting some shocking graphs of $8700 lost at 2nl, $6000 lost at 5nl and $800 lost at 10nl. At 2nl he had an incredible rate of -170BB each 100 hands. The final graph of his microstakes losses posted show $15,000 lost over 365,000 hands. An average loss of $75 a day.
The 2+2 poker community are stunned by the graphs:
HorseofHell: I'm actually shocked it's possible to lose this much at 2nl
Mahsjdj: This can't be real can it?
Mikael posts about the hard work he’s put into poker and mentions that has watched videos, read many instructional books and is honest with his astounding losses:
Paisting: I've lost literally all my money including all my life savings to online poker. I want to try one last time to win those money back and little bit of extra. That's why $16k. What I need is support and guiding.
The community react to his plan to grind all the money back at microstakes:
Fodersneso: This is really disturbing.
Why on earth would you try to grind this all back? Losing at this rate is traumatizing. You're going to grind out 3000 BIs @nl5 now or what's the plan? Really curious how you think you can turn this pile of insanity around...
The community show disbelief and doubt that his story is real but several posters claim that what he says is true. He has been active in Finnish forums for more than 10 years and players starts to share hand histories and stories about his playstyle. He posts about his regret of picking the game up:
Paisting: Never had a winning week in 13 years.
If it were possible to go back ten years I would say to myself "Do not never play single one hand!"
He then goes on to tell 2+2 posters a disturbing source of his funds for his staggering 2nl losses:
Paisting: I've taken huge amount of fast loans.
He sheds a little light into his personal life:
Paisting: My age and relationships has nothing to do with this. But not working, no kids or wife and middle aged. What I have is time to play.
I get a little unemployment benefit that goes straight to the rent. My eating costs are very little because I'm only eating one meal per day. There are times when I must take more fast loans if need of clothes, unexpected bills, sickness etc. That's why getting back those $16k is so important to me.
No disability, never played anything else than poker or lottery when pots are bigger, maybe 5 times in year. Playing poker does not give me any excitement or I'm not cheering won pots.
Posters try to give him strategy advice, they try to persuade him time and time again that shoving 100+ blinds to a minsteal isn’t a good idea. Some others question his sanity and tell him to quit:
FazendeiroBH: Not trolling, I´m actually serious here. You lost an absurd amount of money playing the easiest stake in the world (nl2). You keep losing doing the same faulty strategy. No book ever said you should jam 100 bb preflop rfi. It´s quite obvious there is something wrong with you and your brain, and the more you delay seeking professional care for your mental problems, the worst it´s gonna be for you.
Paitsing updates his thread with highlight hands from his cash sessions. He seems to cherry pick hands to post and will only post hands where he loses all ins as a 70-95% favourite. He delusion leads him to blame the site, his luck and the other micro grinders. He often writes about specific players and gives his opinion on how badly they play. He often quotes their HUD stats and wide calling ranges while ignoring that they are probably adjusting heavily to his own playstyle. Some time passes and he discloses that he has lost almost $500 at 2nl since starting the thread three weeks ago.
He updates his followers with the first monthly graph of the thread from his 2nl play in April 2019. He plays for 90 hours in April and his average daily loss is $50, 25 buy ins each day. 2+2 players start to analyse the graph. They notice that there are several breakeven spots where he may be playing reasonable poker but also huge 150 buy in downswings, some drops in the graph are so steep that he is losing about a buy in every 5 hands for periods of hundreds of hands. He says:
Paitsing: Only trying to get my money back from guys who are playing nl2 forever and never moving up. When I started poker long time ago I tought it's exciting to read watch videos if it gives me more money. After 2 years figured out it's just sitting on computer like in work and if I'm someday +-0 never ever playing this stupid game. This is like war.
The thread goes on like this for almost a year. The thread repeats itself over and over. He will post a few selective bad beats, ignore good advice and berate his microstakes tablemates. A fellow microstakes grinder makes his first appearance in the thread: 6betpot. 6Betpot would play at Paisting's tables and often win many buy ins, 6Betpot would go on to post highly contrasting hand histories to the bad beats that Paisting posts, he would also reveal Paisting’s preflop 3 bet is around 30%. Some players would criticize 6Betpot for predatory behavior but 6Betpot would maintain that he would try to persuade Paisting to stop playing in a spewy manner. Someone asks to see the hands and 6Betpot posts some, here is one:
888 Poker - $0.02 NL (6 max) - Holdem - 6 players
BTN: 250.5 BB
SB (Paisting): 425.5 BB
BB: 101.5 BB
UTG: 100 BB
MP: 106.5 BB
CO: 84.5 BB
Pre Flop: (pot: 1.5 BB) BTN has AdQs
fold, fold, fold, BTN raises to 2 BB, Paisting raises to 425.5 BB and is all-in, fold, BTN calls 248.5 BB and is all-in
Flop: (502 BB, 2 players) Kh4s4c
Turn: (502 BB, 2 players) 3h
River: (502 BB, 2 players) Jc
BTN shows AdQs (One Pair, Fours)
Paisting shows 5s Js (Two Pair, Jacks and Fours)
Paisting wins 471 BB<
Later in the thread Paisting would reveal his line of thinking during hands like these; a poster asked why he though 3 betting hands like J5 was a good idea. Paisting replies:
Paisting: If you don't want them to run over you, you must do something. Blind play is very important and you can't let them run over you. When 80+ habit stealer gets shoves straight to his face he must learn at some point that I'm not giving blinds.
Many tried to reason with him and show him clearly why this was wrong, he not only refuted their strategy but would argue against them, often citing his opponent’s HUD stats.
Later on in the thread Mikael posts horrifying news. He explains that he didn’t transfer hands from his old computer to his new computer. The graphs he posted at the start of the thread only showed the tip of the iceberg. He reveals that $16k loss from the graphs was from just 7 months of play!:
Paisting: That 16k is in 209 days and in about 1 year as you can see from the first post. Big part of my losings has left to hard drive of my old crashed computer. That's past and I don't wanna think about it anymore. Main goal is this database I have here in my computer. But yes what I have been repeating many times, moving to 888 poker has sky rocketed my losses although I can play only 6 tables compared to party's 9 tables.
Posters speculate that his lifetime microstakes losses probably amount to six figures:
SpinMeRightRound: I mean if he's lost $20k in the last year, and he's been doing this for more than 10 years, he may have lost $200k or more.
In late 2019, Paisting claims that there was a ring of players were colluding against him. He goes on to say that the new site he plays on, 888, were asking for hand histories from certain players. He showed emails of his communications and posted that 8 players had had their account frozen. He also shows screenshots that his account is temporarily frozen during the investigation. Posters speculated:
CrunchyBlack: Pretty sure they think you're chip dumping lmao
.isolated: They think you're chip dumping to him. Funniest. Thing. Ever. The irony here is nearly palpable.

2020: The Struggle Continues

At the end of the year Paisting posts his 2019 graphs. He says that he hasn’t had a winning week yet and he’s still committed to making back 2019’s losses. His graphs show down 12k from 320k hands of 2nl in 2019.
In January 2020 he continues to post regularly and makes comments about him hunting down players worse than him:
Paisting: When you hunt really bad player (yes enzet there are plenty of worst player than me on 888 look those hand histories really carefully) hours and hours and wait good hand just to site let them to suck out it is affecting your game really badly.
He posts about his continuing struggle to win back the $16k:
Paisting: I have years dedicated for this project and anything back from that amount is winning to me. At this point it’s impossible to make any profit because of horrible suckouts.
He also posts about the high interest loans he’s taken out:
Paisting: I have huge amounts of loans that are basically all taken for poker. I don't eat much and all my other costs are very low.
And because of those loans I must get back so much money that is possible and these suck outs must stop.
February 2020 arrives and he posts his January chart, the worst posted yet. He takes a gigantic loss of $1,550 at an eye-watering rate of 210bb/100 hands. Often when he posts monthly graphs he would highlight that he ran a few buy ins below EV when he would be down hundreds of buy ins for the month.
The months pass and the cycle continues. Paisting posts the usual bad beats, posters berate him and try to give him advice and Paisting resists their efforts. Here is one of many similar hands posted in February:
888Poker, Hold'em No Limit - $0.01/$0.02 - 6 players
UTG: $1.46 (73 bb) Paisting (MP): $7.45 (373 bb) CO: $15.44 (772 bb) BU: $2.00 (100 bb) SB: $3.47 (174 bb) BB: $2.00 (100 bb)
Pre-Flop: ($0.03) 1 fold, Paisting(MP) raises to $7.45 (all-in), CO calls $7.45, 3 players fold
Flop: ($14.93) 6c7c4d (2 players, 1 all-in)
Turn: ($14.93) Ts (2 players, 1 all-in)
River: ($14.93) 8h (2 players, 1 all-in)
Total pot: $14.93 (Rake: $0.93)
Showdown: Paisting (MP) shows 7dTc (two pair, Tens and Sevens) (CO) shows JsJc (a pair of Jacks) Paisting (MP) wins $14
March comes and the regular monthly graph is posted. The uploaded graph shows is he down $1900 or 950 buy ins for last month. Mikael refutes that he is a gambling addict:
Paisting: 888 has given many 10 dollar bonuses to me play slots. I have never played them and in fact my account has 20 dollars freeplay bonus to play their slots. I will not use those money now or in future. So that's gambling addict to you.
April and May roll by and the monthly graphs are posted. He played fewer hands than normal, 43,000. But is down $1,250, all at 2nl.
In June he posts the usual monthly graph with -$1900 and it’s the lowest win rate he’s posted before, a colossal -335b/100hands, the graph has some alarmingly steep downswings with one section where he loses $500 in 1000 hands. That’s a loss of one buy in every 4 hands. Getting these monthly updates shows how quickly he loses money at 2nl and collaborates with earlier estimations that he is likely down more than $100k at microstakes over the past 14 years. Approximations indicate that Mikael has paid over $20k in rake to poker sites over the years.

The End, for Now

Mikael is still playing microstakes to this day. His poker story isn’t over yet but so far it is a sad one. My previous two Tales from 2+2 stories had mostly happy endings but not this one. This story is like a car falling down a cliff and it hasn’t hit the bottom yet.
Let this story be a lesson that poker isn’t for everyone. Players with addiction or mental issues should reconsider if the game is best for their lives. Serious poker players should consider bankroll management and how tilt affects their winrate if they do choose to play.
Seek help if you think you or others need it.
Original thread (Still active)
submitted by GiantHorse to poker [link] [comments]

Your Pre-Market Brief for 08/20/2020

Your Pre Market Brief for Thursday August 20th 2020

You can subscribe to the daily 4:00 AM Pre Market Brief on The Twitter Link Here . Alerts in the tweets will direct you to the daily 4:00 AM Pre Market Brief in this sub.
Morning Research and Trading Prep Tool Kit
The Ultimate Quick Resource For the Amateur Trader.
Published 3:15 AM EST / Updated as of 4:00 AM EST
-----------------------------------------------
Stock Futures:
Tuesday 08/19/2020 News and Markets Recap:
Thursday August 20th 2020 Economic Calendar (All times are Eastern)
JOBLESS CLAIMS TODAY!
News Heading into Thursday August 20th 2020
NOTE: PLEASE DO NOT YOLO THE VARIOUS TICKERS WITHOUT DOING RESEARCH. THE TIME STAMPS ON THE FOLLOWING ARTICLES MAY BE LATER THAN OTHERS ON THE WEB. THE CREATOR OF THIS THREAD COMPILED THE FOLLOWING IN A QUICK MANNER AND DOES NOT ATTEST TO THE VERACITY OF THE INFORMATION BELOW. YOU ARE RESPONSIBLE FOR VETTING YOUR OWN SOURCES AND DOING YOUR OWN DD.
Note: Seeking A url's and Reddit do not get along.
Upcoming Earnings:
COVID-19 Stats and News:
Macro Considerations:
Most Recent SEC Filings
Other
-----------------------------------------------
Morning Research and Trading Prep Tool Kit
Other Useful Resources:
The Ultimate Quick Resource For the Amateur Trader.
Subscribe to This Brief and the daily 4:00 AM Pre Market Brief on The Twitter Link Here . Alerts in the tweets will direct you to the daily brief in this sub
It is up to you to judge the accuracy and veracity of these headlines before trading.
submitted by Cicero1982 to pennystocks [link] [comments]

2020 r/baseball Power Rankings -- Week 11 / Special Playoff Edition: Who Is Most Likely to Win the World Series?

Hey Sportsfans — it's time for Week 11 of baseball's 2020 Power Rankings — In our final ranking of the season we are doing things a little bit differently. You'll notice only the 16 playoff teams are ranked in this week's edition and you should note the different voting rules for the week below.
I would like to take a moment to thank all the readers of this weekly feature that make this project worthwhile. Another year in the books! Cheers to you, and I tip my cap to all the team representatives, past and present, who make this project possible.
Every voter has their own style / system and the only voting instructions are these: (Special Playoff Rules)
"Please rank the playoff teams from most likely to win the World Series to least likely, taking into account match ups, route to the WS, and anything unique about the playoffs."
Full end of season retrospectives will be posted in the comments for all teams
TRANSPARENCY: this link will show you who voted each team where and has added neat statistics!
Please note: Because our dedicated team of voters have trouble breaking their habits, you may notice some people voted for all 30 teams. You can safely ignore those votes. Or argue about them since I can't stop you.
You may notice some other wonkiness because of this.
If something is a little messed up, feel free to pester me let me know.
Total Votes: 28 of 30. Missing votes / blurbs may be on their way.
# Team Δ Comment Record
1 Dodgers With all the uncertainty we have all been faced with this year, the Dodgers have truly been one of the pillars of reliability and stability in an ever turbulant world. Simply put, they have been exactly who we all expected them to be (which uhhhh, is the best team in baseball) and seem fully locked and loaded to make another major push at that long overdue piece of metal. But they have been able to do it with a pretty notable difference in who the reliable contributors have been. A year ago, we'd be looking at this team going into the postseason with Ryu, Hill, and Maeda to flank Buehler and Kershaw (can you imagine still having those guys on this team 😳) and be led by postseason heroes of Muncy and Pederson alongside our MVP Bellinger, and the ever present questionmark that is the Dodger pen. Now, the rookie arms of May, Gonsolin, and the Mango Man alongside a revitalized Jake McGee and a seemingly "back" Blake Treinen shore up the original gang (with Kenley's massive shadow looming over with impending doom) with the bats of AJ Pollock, Corey Seager, and the new savior Mookie Betts looking to bring a ring back to LA. But what would be more 2020, the Dodgers getting knocked off surprisingly early, or the Dodgers finally not getting knocked off at all? 43-17
2 Rays The Rays came into 2020 looking to be a legitimate contender and have 100% delivered on those expectations. They won the AL East for the first time since 2010 and were the only American League team to win 40 games. In addition to that, they also had one of the toughest schedules and had the best record in baseball vs winning teams. The name of the game has been consistency, which has been true of both sides of the ball. Injuries have come and gone, but in classic Rays fashion the guys filling in, especially pitchers, performed fantastically. The only struggles came in fielding, which was atrocious the first couple weeks but has since returned to normal. There was a little bit of drama, a few magic moments, some wacky shenanigans, and a lot of happy flappy boi posting, which filled up this shortened season to the fullest. This is looking like the Rays strongest chance since 2008, now it’s time to get it done in the playoffs. (cont. in comments) 40-20
3 Athletics Someday soon we will all look back at 2020 fondly. One reason for me will be the A's. Yes, the owners robbed us out of June and most of July baseball. D. Mengden caught SARSII, causing a week of hectic isolation. M. Chapman, the energy behind this team, left with a hip injury. Yet this team ended the year with a .600 winning percentage- the 21st time in team history we've reached or surpassed that momentous milestone. And a lot of those teams won pennants- one inspired a movie. This was a season full of amazing snapshots- M. Olson's walk off grand slam on "opening" day under the new dumb rules, the Piscotty walk off grand slam against Texas, the historic comeback off McCovey Cove. Most of all the team seemed to like each other, led by the shrewd Bob Melvin and player leaders M. Semien and C. Pinder. Yes, this could have been M. Semien's last year. It also might have been T. La Stella's only year on the A's and it is special watching that guy rarely strike out. There was R. Laureano's hot headed yet heroic stand against Astro villany. The A. Allen charged 13th inning game against HOU. Fans will be so spoiled with the defensive wizardry of Sean Murphy and J. Heim- they can hit, too! Bet you thought I'd mention M. Olson when I started that sentance- people are still sleeping on the best LH hitter in baseball. (cont. in comments) 36-24
4 Padres Take it with a grain of salt, as I was not fortunate enough to have watched Tony in his prime, but this past season has been my favorite, most exciting, and most interesting brand of Padres Baseball I’ve ever had the pleasure of watching. I come away not thinking that the team is the best at anything. The starting pitching can sometimes put us in an early hole, hitters can sometimes all seem off on the same night, the bullpen, once a staple, can sometimes blow a lead all together, if not making the game too close for comfort. Yet...with this group of guys, I’m still on the edge of my seat, waiting for the big moment to happen, because they’ve come through so very often. (cont. in comments)- 37-23
5 Twins After a stomach-twisting final week, the Twins have repeated as AL Central Champions! Heading into the playoffs, Twins fans should be fairly optimistic as we'll have 29 other teams at our back when we face the below-.500 trash-can-banging asterisk-loving boys from Houston in the first round. With a rotation of Maeda-Berrios-Pineda, the Twins have an excellent chance to advance. How much success we have after that will depend on unlucky late injuries to Buxton and Donaldson, and if they can come back quickly to make meaningful contributions. 36-24
6 Braves There's wind boys...blew us to our 3rd straight division title! It wasn't always pretty, we had major injuries along the way including Soroka, Albies and Acuña for significant time. After losing Soroka we knew our offense would have to carry us on their backs...and oh boy did they! As a team, we were second in the MLB in AVG (.268), second in homeruns (103), second in runs scored (348), first in OBP (.349), first OPS (.832), first in hits (.556) and tied for first in slugging percentage (.483). This was highlighted by a 29 run game and huge individual efforts by the most fearsome 1-3 in baseball. Freddie Freeman should win his first MVP and Ozuna will get votes as well. When healthy, Roñald was dominant. Max Fried stepped up huge for us an proved to be an ace. Ian Anderson showed up and was really good, Kyle Wright seemingly turned it around and was very effective in his final starts. With a healthy Soroka next year, these 4 young arms will be a force to be reckoned with for years to come. Hopefully we shake our playoff woes this year and have history repeat itself: win the world series in a shortened season! Let's bring it home. 35-25
7 Yankees Thanks to the Orioles, the Yankees play the Indians in the first round, and then the Rays/Jays. So Cole/Bieber, Tanaka/Carrasco and then whatever Boone cobbles togethePlesac. The Indians have one hitter, and if we can throw around him, the pitching rotation we have to face looks a little less intimidating. This season, for the Yankees, has been the story of being very hot and very cold. It goes without saying that this team can hit when it needs to, and at the very least, you feel like this team has the potential to beat anyone on this 16 team list. It's just a matter of which Yanks show up. 33-27
8 Cubs While this was a frustrating season to watch, the Cubs managed to lock down the NL Central before the final day of the season. Highlights included Darvish's Cy Young campaign, Hendricks' excellent season, Heyward's resurgance, and a relatively cozy late September for once. Some of the most frustrating parts of the season were Bryant/Rizzo/Contreras/Baez collectively hitting worse than the Texas Rangers, the bullpen's woes in the first half, Lester's inconsistency, and Quintana barely getting on the field. The Cubs actually have one of the easier paths to the World Series, especially if the Dodgers and Padres get knocked out by the NLCS. However, anything can happen in a 3-game series and Cubs fans are still traumatized by the 2003 series against the Marlins. I myself am so excited to watch an absurd amount of baseball over the next month-- now let's get weird! 34-26
9 White Sox Is there a fanbase that actively hates their own team as much as the White Sox? There are exactly 5 teams in the MLB with a better record than the Sox. If you extrapolate this season, they gained 22 wins from last year, made the playoffs and 90% of the talk about is how horrible the manager is and how bad we were down the stretch. If you asked most fans at the beginning of the season if 10 games above 500 and a playoff spot would be good, they would all be ecstatic. Perspective is really important, especially after 12 years of not reaching the playoffs. Sure, there are plenty disappointments, and yes, Ricky Renteria's bullpen management and lineup decisions are bad. But this is also a team that went on an absolute tear for a month and finally generated some nationwide buzz that they could actually win it all. We have exciting, young players all over the field. We have a top 3 MVP candidate, our ace threw a fricken no-hitter this year. Even Ricky made improvements from past seasons. He hardly bunted at all this year! And he put Grandal, a high OBP guy in the #2 spot for a good portion of the season. No, we aren't the best team in the league, but before the season, we weren't even seriously considered a playoff team. This year is an absolutely, unqualified success. (And I still hold out the slimmest bit of hope that Ricky stops playing the long game in the playoffs and actively puts his best players in.) 35-25
10 Indians There's no question that Cleveland's 1-2-3 of Bieber-Carrasco-Plesac is about as good as there is in the Silly Series. But can their weak lineup pull their weight? Who will win the battle of right-handed strikeout pitchers vs. right-handed power hitters? Anything can happen in a three-game series, and we'll find out this week. 35-25
11 Reds The Reds go into the playoffs (!!!) as the hottest team in baseball. They've now won 5 series in a row, four of which came against playoff teams. The bullpen regressed nicely and is no longer a Phillies-esque liability. There are definitely some issues with the bat, but they've proven over the past week that they don't need to rely on solo home runs to win. Akiyama has turned into a reliable leadoff hitter, and the catching tandem has become one of the most reliable in the league. But where this team will really give the Braves fits is the starting pitching. With 2020 NL Cy Young winner Trevor Bauer taking the mound on Wednesday, followed by Luis Castillo and Sonny Gray, this team is built for a short series. 31-29
12 Cardinals baseball just began / and now it's the postseason / i still long for march 30-28
13 Blue Jays The Toronto Blue Jays had one of, if not the most, tumultuous years in baseball. After what was seen as a broadly successful offseason, highlighted by the acquisition of Hyun-Jin Ryu, the Jays were expected to play ~.500 ball, and maybe have an outside chance at a wildcard spot. The front office showed a marked desire to start opening the window of contention. Bringing in innings eater Tanner Roark, reclamation project Travis Shaw, and Japanese League stars Rafael Dolis and Shun Yamaguchi. 2020 was also the final turning point for the Blue Jays. The departure of Anthopoulos/Beeston holdover, Justin Smoak, meant the page had finally, truly turned, and this was now the team built by Mark Shapiro and Ross Atkins. We would finally get to see what their team looked like. Then, the unthinkable happened. - 134 days without baseball. Canada’s response to the pandemic was unflinchingly strict. After a Summer Camp in the Skydome, that featured a Vladimir Guerrero Jr. move to 1B, the Blue Jays were sent packing, and headed off to an uncertain future, without a home. Rumours circulated that they would find a home in Pittsburgh, Baltimore, or even at Spring Training HQ in Dunedin, but when all was said and done, the Jays landed in The Queen City, home of the Bisons, Buffalo, New York. (cont. in comments) 32-28
14 Astros Finishing a regular season, as short and weird as it was, under .500 for the first time since 2014 is an uncomfortable feeling. It's unsurprising, given the blows our pitching staff received and the inability of our hitters to stay consistent. Blame it on the shortened season, blame it on being unable to cheat, blame it on whatever you want - the fact remains we have decidedly moved backwards as a franchise this year. For the first time in a few years, I do not feel confident in our pitching staff or our hitters to win a playoff series. If we had Verlander, my optimism would increase, but our bullpen would be a huge question mark no matter what. These next three games may be the last George Springer spends in an Astros uniform, so hopefully we're treated to the Springer Dingers we've become accustomed to over the years. It's difficult to look ahead to 2021 given the uncertainty in the world right now, but with (presumably) a full season and a chance to either find some help in free agency or extend some of our upcoming FA-eligible players, I'm optimistic James Click will steer the ship in the right direction. Let's make sure we give Dusty plenty of popsicles. 29-31
15 Marlins OH BOY. First off i just wanna give the NBC Philadelphia broadcast team a huge shoutout, AY RICKY BO STAY BEAUTIFUL. Anywho, we have had a hell of a season. Despite calling up damn near over a dozen top prospects up this season, some of them way too early, we managed to stay afloat during the dog days of corona quarantine. Yall already know the deal so i dont have to say much, the starters are nasty and the defense is solid. The huge question mark going into the post season is how will the bats fare. That is our current weakest link. I made the prediction that Monte Harrison will heat up (see what i did there?) in the post season and hit october dingers in the marlins discord and im sticking by that. Cubs vs Marlins gives me some real feels going back to when i was still a jit, hopefully lightning strikes twice. Oh, and Ill say it now: we swindled the cardinals, phillies and yankees. Thanks for all the prospects suckers! 31-29
16 Brewers Well MIlwaukee made the playoffs, that's definitely someting. The path forward is simple, get the game to the bullpen with a lead. The Brewers bullpen has shown it to be the best bullpen in all of baseball, however the bats have not seem to woken up from the winter hibernation. Only one qualified batter is hitting over .250 (Orlando Arcia with a whopping .260) Christian Yelich and Keston Hiura spent the entire year trying to race Miguel Sano to 100 Strikeouts. Plain and simple the bats are bad 29-31
submitted by kasutori_Jack to baseball [link] [comments]

I am 53 years old, have a combined $210,000 annual income, live on Long Island, NY, and work as a Project Coordinator

First, I'm sorry this is so long. Second - please be nice. We have debt, bad habits, and are Catholic. So if any of those things are going to get you spun up, just skip this one.
Section One: Assets and Debt Use this section to explain your current financial picture at large.
Everything here is joint – “M” and I have been married 22 years and we’ve had “smashed money” that whole time (and really for about a year before that).
Retirement Balance (and how you got there): Approximately $500,000 in a variety of IRAs and current 401(k)s.
Equity if you're a homeowner (and how much you put down and how you accumulated that payment). Bought our house in 2001 for $239,000 with 20% down (some aggressive saving and a gift from each of our parents). We refinanced, took some cash out for some home repairs, and reduced it to a 15-year loan in 2009 – our current equity would be about $195,000, but similar homes in the neighborhood are listed at $475,000-$525,000, so if we ever sell, we’re probably coming out ahead.
Savings account balance: $6,000
Checking account balance: $6,500
Credit card debt (and how you accumulated it): I hope you’re sitting down. Approximately $40,000. Yes, you read that right. How we accumulated it? The house is 90 years old and constantly falling apart, so we’ve had to charge things that needed to be done (some we wanted to have done, but some – like the time our oil burner stopped working in December – were needs). We had two dogs with numerous medical issues – I don’t want to calculate what they cost me, but they each had surgeries that were about $5,000 (each), plus other chronic and acute medical issues. And yes…for a while, we were doing and buying things we probably shouldn’t have (not bad things, just vacations, clothes, and non-essential home improvements) So…when I’m 100 and greeting people at Wal-Mart, I’ll at least have some good memories. That said, I can’t tell you the last time I used credit – if we can’t afford to pay cash, we don’t do it (and I say that fully realizing most people would feel that I shouldn’t do anything).
Student loan debt (for what degree): None – my husband went to the military and then to work after high school and I went back to community college later in life and paid as I went.
Anything else that's applicable to you: If my ex-husband dies before me, I’ll have about $6,000 in a money market that he must have forgotten about. When we divorced, he was supposed to liquidate all those accounts and give me half. He was an accountant and a SOB, so I never knew exactly what we had, but what I got seemed accurate (it paid for furniture, my wedding to M and part of this house, so I was OK with it). Lo and behold, a couple years ago, I found out we still have this money market account in both names. I tried to find him so we could liquidate/split it, but he’s missing. I get the statements here now, and the good part is he’s older than me, so I’m holding out hope he predeceases me and it will be mine.
Section Two: Income
Income Progression: I've been working in my field for a year and a half, my starting salary was $100,000. I did a salary story with the entire progression – long story short, I’ve made more, and I’ve made less, but this is probably about the average of the last five years.
My husband has been at his job for 14 years – he started there making around $75,000 and now makes $110,000. They usually give him a $10,000 bonus at the end of the year, but are always crying poverty if people ask for a raise. Prior to that, he worked for a company that paid very well and he had a 15-minute commute, but he got out one step ahead of their bankruptcy.
Main Job Monthly Take Home:
Me: $5,152
J: $6,230
Side Gig Monthly Take Home:
M is paid $1,300/month by our parish for serving as Youth Minister.
Any Other Monthly Income: $16.00
I get quarterly dividends on stock I was given when I was born (I may not have been born into money, but apparently my grandparents had friends who thought this was a good baby gift). The last few were around $50, so I divided by 3.
Section Three: Expenses
Rent / Mortgage / HOA fees (please specify how you split it if living with a partner): $3,043, which includes the property taxes and homeowner's insurance
Savings contribution: $500/month without fail (my bank transfers $100 if we get over $500 in, so once each paycheck and once when we put the church check in). More if I feel the savings needs a boost.
Debt payments:
Donations: OK – anyone who isn’t screaming because I owe $40K is going to start now.
Electric: $110
Gas (stove/hot water): $50
Oil: $250/month in the winter
Wifi/Cable: $179
Cellphone: $252 for both of us (I get mine expensed except $26 for my phone payment)
Subscriptions:
Car payment / insurance: $295/month for my car (leased). My husband is driving a 10-year old car that is paid off. $128/month for auto insurance
Lawn care: $50/month
Commuting: Now that we’re in COVID times, I’ve been buying a 10-trip off peak railroad ticket every five days for $78.75. Pre-COVID, M and I each bought a monthly ticket for $270, and I took the subway most days for an additional $100/month. I fill up the car about once a month (~$36) and M fills his about every other week (~$70/month)
Saturday, September 26, 2020
7:45 am: Up and at ‘em! I get up, get coffee, check emails and social media and start the day.
8:00 am: M leaves the house for a long list of errands, the payment for which will be shown below. I put in a load of laundry and discover…a leak! There is a large pipe between our powder room sink (which I used when I woke up) and the outside world that runs through the basement and is apparently leaking. Yay whee. If you get one thing from this diary, let it be these words of wisdom – don’t buy an old house! No beautiful feature is worth the aggravation! I get the water (I hope it’s water) cleaned up, a load of laundry in, take a shower, do some picking up around the house, get dressed in a Rangers t-shirt and cut off distressed jeans, do my makeup (Olay microsculpting serum and Miracle Blur over the bottom of my face, pink, gray, and violet eyeshadows, a swipe of foundation under my eyes, black eyeliner, black mascara, and dark brown eye pencil. This is standard everyday makeup for me and will be repeated each day. I put volumizing mousse in my hair and blow dry it (also routine).
In the meantime, M gets a haircut ($30 including tip), sets up the video equipment at church, goes to CVS for passport photos that he needs for an application ($18.87), and goes to the religious goods store for a book of the Liturgy of the Hours ($42.31). He is starting formation for the diaconate (the process of becoming a Deacon in the Catholic Church) today, and they said he’ll need that book. He also needs the photos for his application, and he stops at the bank for two money orders – one to send with the background check request and one for his high school transcript ($26). On the way home, he picks up breakfast (brunch?) for us – classic New York BEC, SPK (bacon, egg, and cheese on a roll with salt, pepper and ketchup) for him and egg whites, turkey and swiss cheese on a whole wheat wrap for me ($10.78), as well as cigs for him and vape cartridges for me ($36).
The washing machine isn’t causing any additional leakage, so I move the wash to the dryer and start moving the winter clothes from the portable closet in front of the leaking pipe upstairs (they’re not wet, but we’re going to have to move the closet when the plumber comes).
After eating the egg sandwiches, we get changed for deacon class – I look like a good church lady in black slacks, a black and white flowered shirt with a black tank underneath, and black sandals with a chunky 2.5” heel. M goes with the classic golf shirt and dockers. While we’re getting changed, he mentions he needs new underwear, so I whip out the phone and order him some ($18.64).
6:30 pm: Home from deacon class and Mass and the groceries show up! I ordered them yesterday, but I don’t think the charge went through till today, so here goes. Asparagus, broccoli, celery, bananas, cucumber, lime, grape tomatoes, peaches, carrots, potatoes, spinach, lettuce, zucchini, frozen burgers, ground turkey, chicken breasts, whole chicken, fried chicken and a pot pie for J’s lunches, yogurt, sugar free pumpkin spice creamer (YES! I’ve been looking for it for weeks!), milk, heavy cream, OJ, k-cups, frozen green beans, cauliflower rice, stuffing mix, microwave rice, cake mix (the good ones were on sale), chicken broth, potato chips, and trash bags. Spent $154.95 including delivery, saved $14.50 (very low for me), tipped the delivery guy $10.
7:00 pm: After putting away all that food, what do we do? If you guessed order dinner, you’d be right! I don’t cook on Saturday unless we’re having company. We order from a new taco place – three each and “Mexican wings”. The wings were meh, but the tacos ranged from good to outstanding. $53.78 including tip. After dinner, M starts post-production of the Mass video and I do some laundry, watch the NASCAR race and the hockey game, and play games on my iPad. Remember, you’ll be old someday too!
11:00 pm: I go to the basement to pick up laundry and remember I wanted to order a new garden flag (this isn’t as random as it sounds – all my seasonal decorations are stored in the basement). I have had a cart set up for days with two garden flags ($6.99 each) and four magnetic mailbox covers for my parents for Christmas ($11.99 each) – they’ve talked about having a different one for each season, and I saw them when I was looking for a garden flag. Total with tax and free shipping: $61.94. I love Christmas and generally spend way too much on gifts so I’m trying to start shopping before December and at least spread out the pain. We went to a crafts fair a few weeks ago and I picked up a few things and now I’ve got this done – go me!!
12:30 pm: The hockey game is over (2 OT!) and I go to bed. M is napping waiting for his video production to finish.
Daily Total: $463.27
Sunday, September 27
7:00 am: The alarm goes off – ugh. It’s the first day of Religious Ed (virtual, but I have to do a 9:45 zoom with my 4th graders). Coffee, social media, shower, dress, makeup. Put on a black eyelet dress because we’re going back to church today so M can videotape First Communion. Do the usual makeup/hair thing.
10:30 am: My 4th graders are great and we’re ready to roll (M has on a shirt and tie in honor of the First Communion), and we’re off to Mass. Drop off the food I bought for our food pantry last week and help him video. Of course, the kids are adorable!
12:00 noon: We’re starving after church, so we stop at our favorite local pizza place on the way home. Get a variety of slices for $22.62, including a tip (we’re getting it to go, but I’m tipping everywhere, because I know restaurants have been hurt badly by the pandemic. These folks are in NYC and still haven’t opened inside dining.)
1:30 pm: Ate, ran more laundry, changed into the jeans I wore yesterday and a Yankees t-shirt and call the nail place. Of all my expenses, nails are probably the most non-negotiable – I’ve been getting my nails done for 40 years, and when I couldn’t do so during the lockdown, I was miserable. They can take me right away, which makes me happy.
3:00 pm: All 20 nails done – gel on the fingers and a regular pedicure with callus removal ($75 plus $15 tip = $90). I went with an autumn theme and got copper on the fingers and bronze toes – the nail polish looked in the jar like it would match the toes, but it doesn’t. Stop at CVS for eye cream (Olay for tired eyes) and mascara (L’Oreal Voluminous) - $27 with coupons. M asked me to pick up cigs on the way home, so I do, as well as vape cartridges, which I don’t technically need yet, but it will save a trip later in the week ($36).
3:30 pm: While at the nail place, I saw that one of our favorite local restaurants had a fire, which consumed an entire block of restaurants and small businesses. The Chamber of Commerce is doing a GoFundMe, and I donate $25 to the cause - $28.75 including the charge. I also notice that the weekly charge for my church donation went through ($75).
11:30 pm: Took a quick nap (the highlight of my week every week), put some fall decorations out, had our family Zoom call, laundry, got the end of the winter clothes moved upstairs, had dinner (roast chicken, stuffing, mashed potatoes, and roasted asparagus), made an apple crisp (I’m not a huge dessert person but M is and I like making desserts, so it works), watched baseball, football, the NASCAR race, and basketball, and took a quick shower. Bring a Light & Fit Toasted Coconut Vanilla yogurt (the best!) to bed, finish my book (“Next Stop, Chancey”) and find the next in the series on my iPad – I’ve read them all before, but I’m in the mood for something cozy, especially after reading about the Current Occupant’s taxes – ugh!) , and turn off the lights around midnight.
Daily Total: $279.37
Monday, September 28
6:45 am: I work from home M/W/F and so I can sleep in. Relatively speaking, anyway. Get dressed in a sleeveless top and shorts (despite the fall decorations, fall nails, and roast chicken/apple crisp, it feels rather summery out there), do makeup, have some coffee and scroll through emails/socials, move yet another load of laundry (I’m trying to get it all done before the plumber comes), find the number for the plumber and give it to M to call, get the trash out, and boil some eggs for breakfast this week. I’m sitting in front of the computer by 8:15, which is ok (technically, my hours are 8:30-5:30 – it’s usually more like 8:30-6:00, and on WFH days, starting at 7:30 is not unheard of). M drops off the car at the shop – I think I forgot to mention this, but he mentioned yesterday that when he was driving around Saturday, there was a grinding noise when he backed up. More joy to come, I’m sure.
9:45 am: I hear M on the phone with the garage – apparently, they can get a used part and do the job for $450. Not great, but it’s better than it might have been! He works from home basically every day except when he has to see customers, but thankfully we’re separated enough that we can hear each other but it’s not intrusive.
10:30 am: Between cursing at people on the phone, M calls the plumber and I grab some cheese and more coffee! I’d tell you about my job, but honestly, it’s not worth talking about. Basically, I go to meetings, take notes on meetings, and send follow-ups (I do other things, but that’s most of it). When I get off my 11:00 am meeting, I’ll find out when the plumber is coming. You guys are getting a much more exciting week than I expected!
12:30 pm: What a miserable day – it seems like everyone is annoyed! Take a break to eat a slice of leftover pizza and a Diet Coke (M finishes some rotisserie chicken from last week). He says the plumber may come today to look at the situation but can’t do the work till tomorrow.
6:00 pm: Keep my head down and get some work done in the afternoon and knock off for the day. Run downstairs and make dinner – “tacos” with strips of beef grilled with Korean barbecue sauce, shredded cabbage, cheddar cheese, pineapple salsa, cucumber slices, and lime inside warmed tortillas. Delicious, if I say so myself!
7:30 pm: I get on a Zoom faith sharing meeting and M gets on a Zoom religious ed class.
11:59 pm: Contemplated Sunday’s Gospel with my small group, watched Tampa Bay win the Stanley Cup, took a shower and set clothes out for tomorrow, and off to bed. M picked up the car after Religious Ed.
Daily Total: $450.00
Tuesday, September 29
5:45 am: Ugh. Up and out – I’m wearing a green dress with a black jacket and have black slingbacks in my bag. I have to walk 30 short blocks and five long blocks once I get off the train, so I’m traveling light. I used to take the subway to my office, but since COVID, I try to limit that as much as possible.
7:45 am: Off the railroad and walk uptown. I actually don’t mind the walk, because when I WFH, I walk very little – at the beginning of the lockdown, I had a nice walking routine, but lately the work seems to start the minute I wake up, so walking to work takes care of getting in those STEPS! I forgot my boiled eggs and I’m starving, so I end up buying an egg sandwich. $5.43
12:30 pm: Because I only go to the city twice a week and I have to walk uptown with all my work stuff, I don’t bring lunch often (pre-pandemic, I used to bring breakfast and lunch every day, but I also took the subway). Decide to run to Pret and my boss and co-worker both ask me to pick something up. Of course, no one (including me) has anything but a $20, so they both say they’ll get me next time. I get my favorite chicken parm wrap and a Diet Coke. $32
12:45 pm: I look at my personal email and discover that J’s car registration needs to be renewed. Hop on the DMV website and take care of that. $158.50. I also realize I never took out the sausages for tonight’s dinner and call M to ask him to do so. He mentions the plumber has still not shown up.
5:45 pm: Leave a little early to get to the Fed Ex office and make my train home. I’m a little later than I’d like to be and it’s raining, so I get the subway, which is thankfully empty, reasonably clean, and quick. $2.75
7:15 pm: M picks me up at the train station and mentions that he was so busy working that he didn’t take the sausages out. He asks me what I want to eat and we end up at Wendy’s. Cheeseburger, fries, and (surprise, surprise) a Diet Coke. He gets the same thing, but bigger. $19.75
11:30 pm: Avoid the debate by watching the Yankees pound the Indians. Usual routine (plus ironing a shirt for J, because he has to go to a customer tomorrow) and off to sleep. I’m up to Book 3 in the Chancey series, for those keeping score.
Daily Total: $218.43
Wednesday, September 29
5:30 am: Double ugh. Woke up to use the bathroom and couldn’t get back to sleep, so here we are. Get dressed (long-sleeved Yankees t-shirt, straight leg jeans), do the face, have some coffee, and try to avoid the fact that my boss sent me an email at 11:00 pm last night looking for changes to a document, which I said I would do today. Get the trash out, pick up a little around the house, and get to work by 7:00. OH, and despite the lack of plumber and his lack of general motivation, M moved the plastic closet…in front of the washing machine! Glad I bought him underwear, because I won’t be doing laundry any time soon. Now I’m wondering if he looked at the menu (I am an obsessive meal planner and post it on the fridge weekly) and that’s why he didn’t take the sausages out – he’s avoiding zoodles! He can run but he can’t hide – I have zucchini and I’m going to spiralize it sooner or later!
8:00 am: The document my boss needed is out, the agenda for our 9:00 am meeting is done, the morning emails are sorted (for now), and I got a link to our parish survey up on the Facebook page, so I make an egg and cheese on a tortilla and eat at my desk.
12:50 pm: Wednesday is conference call hell – I have recurring calls every Wednesday at 9:00, 10:30, and 11:30, and the added fun today of a 10:00. There’s also a webinar every Wednesday that I try to tune into. Grab some chips and a Diet Coke and go check it out.
2:15 pm: Still no damn plumber, but I’ll let M worry about that when he’s home tomorrow. My garden flags arrived, so that’s good. Hoping to get out and put the pumpkin one out before it gets dark, but the way today is going, that might not actually happen. However, I realize I never put dinner in the crockpot. Luckily, it only takes 3-4 hours on high, so I take care of that. It’s Tuscan Chicken with sun-dried tomatoes and spinach. By 2:30, I’m back at my desk with another Diet Coke and hard at it. Nightmares of rescheduling meetings, missing documents, etc.
6:45 pm: Still at my desk! OK, I took some time to send an email to the parish webmaster about the survey, update this, and read the R29 money diary of the day. But overall, I’ve been working with no apparent end in sight – I could easily be here all night, but I won’t be because (a) I’m falling asleep at my desk and (b) I have a 7:30 Religious Ed teachers meeting. Hopefully I won’t fall asleep during that. Make a list of things for my boss and I to review tomorrow and finish prepping dinner.
7:15 pm: Dinner was delicious – we had the chicken with rice for M and cauliflower rice for me, sautéed broccoli, and a basic salad (bagged spring mix, cherry tomatoes, cucumber). Now off to Zoom!
11:45 pm: The Yankees game is still on, but I’m showered, my clothes are set out for tomorrow, and I’m fading. Turn off the light and hope for a win.
Daily Total: $0.00 (bet you didn’t see that coming!)
Thursday, October 1
5:45 am: You know it…ugh. Get up, coffee, very quick scroll through the Yankees score/e-mail/social media. Get dressed in a black v-neck sweater, black and gray plaid skirt, and black jacket (not the same one I wore the other day). Am grateful the skirt fits – I gained some weight and am trying to resist buying clothes. Make sure I have the right shoes in my bag – I’m wearing high-heeled gray suede Mary Janes today.
8:15 am: At my desk and ready to go – I remembered to bring 2 hard-boiled eggs today, which I eat with coffee while looking through emails.
12:30 pm: Call after call after call, but I have a half-hour to eat. Run to the fancy buffet place that just re-opened for 2 meatballs, brussels sprouts, broccoli, salad, and the inevitable Diet Coke ($15.75). Manage to eat before my 1:00 pm call – go me!
3:30 pm: Leave to go to a job site and pick something up that has to be shipped to Italy. Something that's almost as tall as me, but thankfully not heavy. Taxi down there because I’m in a hurry and I can get reimbursed ($14.04, including tip), expensed.
4:00 pm: I get a cab to the Fed Ex office – thankfully the first one I see is a minivan, so I fit in just fine ($12.74, including tip), expensed.
5:30 pm: Well, that was harder than it needed to be – the Fed Ex office I went to didn’t have a box that would fit the item, so they suggested another Fed Ex office about 6 blocks away, so I had to walk through midtown Manhattan carrying an object almost as tall as me (it's 5' long and I'm 5'3" tall) while dodging oblivious people. Thankfully, the other office had my box, and they were super-sweet and helpful, but it took them forever to get it done. Bought the box and bubble wrap, which will be expensed (I brought the Fed Ex label, but I don’t remember the account number) ($43.54). Get a nice early train home, though!
6:45 pm: Wow, we’re eating when I’m usually getting the train! Cheeseburgers, tots (tater for J, cauliflower for me), green beans, and vinegar coleslaw with the end of the shredded cabbage. Get the kitchen cleaned and the dishwasher run and settle in to watch the Jets – I’m not holding out much hope, but you never know!
11:30 pm: I’ve showered, set out clothes for me and M (he’s seeing customers tomorrow), I prepped for Youth Group, which I’m leading because he’ll be working, and the Jets are winning, so I decide it’s time to sleep. Up to Book 5 of the Chancey series. I find series usually go downhill after about the third or fourth book, but I’m not sure what I feel like reading, so here we are. OH, at some point M must have gone to the convenience store, because there are vape cartridges on the table ($36).
Daily Total: $122.07; $70.32 expensed
Friday, October 02, 2020
6:00 am: Wake up, grab coffee, find out the Jets lost after all, do the morning e-mail/social media scroll. Leaving early to deal with that work errand has left me with a ton of stuff to do, so I get dressed (long-sleeved v-neck gray t-shirt, white tank because the v-neck is halfway to my belly button, dark wash skinny jeans), put out the trash, peel two hard-boiled eggs, and head to my desk.
12:30 pm: As always, call after call after call. Plus a bit of aggravation when my boss asks me at 10:30 for an agenda for the 11:00 call, which I sent him at about 7:30, and which he returns at 10:59 with the formatting looking like nothing on earth. Yay whee! And a project was mentioned that he forgot to tell me I’d do. So in case I thought I’d have nothing to do (that never happens on Fridays), that’s not happening. Anyway, between calls, I run downstairs for the lunch of champions – a Hot Pocket and a Diet Coke. Just that kind of day.
6:15 pm: Realize I have to run Youth Group at 7 and I haven’t even done my haimakeup. Get that done, heat up some frozen cauliflower rice/broccoli/cheese combination and add some leftover chicken. With a green salad on the side, surprisingly yummy.
8:15 pm: I am not a good youth leader…couldn’t get anyone talking about the subject of the day, which I thought would be a good one. I did make them laugh a few times, so that’s something.
M is going to have some expenses because he went to see customers today, but I don’t know what they are and his company will reimburse him, so I’m just leaving them out.
Daily Total: $0.00
This is the Week That Was:
Food + Drink: $326.06
Fun / Entertainment: $108 (if people can put drugs in as entertainment, I’m putting our nicotine in)
Home + Health: $61.94
Clothes + Beauty: $165.64
Transport: $638.03 (some of it will be expensed)
Other: $234.47
Lastly, reflect on your diary! How do you feel about your spending? Was this a normal week for you? Has this inspired you to make changes or has it given you a “wow I’m doing pretty good” confidence boost? Is there anything you’re actively working on? No need to answer any or all these questions but just use this space to write any thoughts you have!
This was a fairly normal week except for the car breaking and needing to be registered – we're saving some now that we WFH more because M will not bring food from home, but I used to bring breakfast and lunch at least four days a week. I know we should make changes, but I also know we don’t want to – honestly, if you looked at the way I lived 15 years ago, I’ve made a lot of changes already. We’re working on the credit cards – I’ve gotten rid of several already (paid off, not just moved balances around) and we don’t use them at all anymore (I can honestly say I don’t remember the last thing I charged). The bad news is that M’s car is on its last legs, and so I see car payments in our future. Hopefully, he’ll get something used – we have my car when we want to look good going somewhere (mine isn’t super-fancy, it just wasn’t hit by a bus and full of stuff for his job).
OH, and the plumber still hasn’t shown up! But that will be for next week’s expenses.
submitted by allybear29 to MoneyDiariesACTIVE [link] [comments]

Of Nite and Dei: [Chapter 17]


Table of Contents
Chapter 9 l Chapter 10 l Chapter 11 l Chapter 12 l Chapter 13 l Chapter 14 l Chapter 15 l Chapter 16
Nite
Yuki laid in bed with Serren, staring up at an unfamiliar ceiling. She turned to Serren and quietly rolled out of bed, slowly moving so as not to wake him.
Silently, Yuki padded out of the bedroom and stopped dead once she reached the kitchen, finding Rezzolina out near the railings of the balcony.
Rezzolina was wearing a simple shirt and a pair of loose-fitting and worn shorts. A light robe fluttered in the breeze which wafted in through the open balcony doors. Rezzolina had her back to Yuki, facing the night sky.
Yuki hoped she hadn’t been discovered. She turned just as Rezzolina called to her.
“Even if I couldn’t feel you, Yuki,” Rezzolina turned to Yuki as she inhaled the end of a small cigarette, blowing out a cloud of blue luminescent smoke from her nostrils, “I’d hear your clumsy footsteps in my home.”
Yuki sighed, “hi, Rezzolina.”
Rezzolina turned back to look out over the balcony, “sneaking out, are you?”
Yuki walked towards the balcony, stepping out into the warm humid air and moving to the railing, “Just wanted to look around.”
Rezzolina gave a nod, inhaling another drag from her cigarette and exhaling more plumes of colorful light blue luminescent smoke. “Do you smoke?” Rezzolina offered a pack of blue cigarettes.
Yuki smiled, shaking her head, “no. Bad habit to have on a spaceship.”
Rezzolina nodded, inhaling again, “disgusting habit, to be honest,” she exhaled once more through her nostrils.
“Then why do it?” Yuki asked.
“Stress,” Rezzolina said, taking another inhale and looking upwards towards the sky.
Yuki looked up towards the Niten sky as well, smiling at the familiar sight of an evening sky framed by skyscrapers. “I like to come out to my balcony and look at the stars back on Dei.”
“It’s relaxing,” Rezzolina turned to Yuki, “So, what do you love about my brother?”
Yuki smiled, looking up, “he’s got a very compassionate heart,” her smile weakened, “and yet it’s so wounded.”
Rezzolina nodded, “Allia really did a number on him.”
Yuki turned to Rezzolina once more, “oh?”
Rezzolina nodded, “refused to have children for the first few years. Not really something most couples do,” she took another inhale. “I thought she was a little selfish, at least towards Serren.”
“I didn’t think an empathetic race could be selfish,” Yuki chuckled, “are you all connected?”
“Yes, in chains,” Rezzolina inhaled again, now blowing the smoke out between her lips through the end of her snout in a single stream of pulsing blue smoke. “Allia’s chain was attached strongly to her purpose, her job,” Rezzolina leaned against the railings a little more as lights twinkled in the air and across the glass of the large buildings.
“So she was focused on her hunting?” Yuki asked.
“She was,” Rezzolina extinguished her cigarette, “it consumed her. It was all she cared about. Not that it’s bad to care about your profession but…” Rezzolina trailed off.
Yuki laughed, “you shared that trait with her?”
“I did,” Rezzolina nodded, turning to Yuki, “But I also don’t do anything so selfish as taking a mate when I know I do not have the time to give them.”
“The time?” Yuki asked.
Rezzolina smiled, “I barely have time to see my brother when he stops by for the first time in years. Do you really think I have the time to dedicate to a mate?”
“I guess not,” Yuki sighed.
“It’s lonely, at times,” Rezzolina stood up, stretching, “but I get respect at work, luxurious accommodations for the stressful work environment, and the knowledge that thanks to my efforts, the people of Nite don’t go hungry and can sleep soundly,” as Rezzolina spoke, her smile widened, looking up towards a large building across the street from her own.
Yuki smiled, “To me, I’m just looking for minerals to sell to feed my own family, I can’t imagine working hard to feed others.”
Rezzolina’s smile faded, “and that, Yuki, is why Dei is a primitive wasteland,” she turned to her, “and why you’re staying here.”
“But, can’t you reconsider?” Yuki pleaded.
Rezzolina shook her head, “No,” she stated as she walked back inside, “I cannot.”
Yuki sighed, “Rezzolina-”
“Good night, Yuki,” Rezzolina said as she passed her kitchen. “There’s some evening tea bags in the cupboard if you need some help sleeping.”
Yuki heaved a sigh and took a seat on a large chair on the balcony. She looked out over the city and could hear traffic down below and the occasional shouts and noises of the large city. She closed her eyes as the white noise relaxed her.
Yuki got up and returned to bed, shutting the balcony doors before she crawled back into bed with Serren. “I guess that’s that. I can’t see Geoffrey,” she frowned, cuddling up against Serren, her eyes watering. “That can’t be it, can it?” she sighed, closing her eyes. Falling into a heavy sleep.

A fog-filled field greeted Yuki and she seemed to be all alone. Out in the distance, there was a scratching noise. Almost like metal scraping against metal.
As Yuki moved towards it, she felt as if she were floating.
A red Nite sat clad in white robes, gently tinkering with a small object. He seemed very young.
“Serren?” Yuki asked softly.
The young Nite turned his head to Yuki and gave her a warm smile, “He's at work.”
Yuki frowned, the boy looked familiar. “Oh. Who are you?”
The young Nite laughed and went back to his tinkering, “You must not have gotten much sleep last night again, mother.”
Yuki just frowned and sat next to him, “My dreams are getting troubled it seems.”
The boy looked at her and frowned, “It’s probably due to your acclimation. From when you used to be a normal Dei Angel. The Doctor told you not to worry about those weird visions.”
“Used to be?” Yuki asked, looking to the young Nite. “What do you mean, used to be?” she reached out to touch him, but when her hand crossed her vision, she noticed it had bluish claws at the end. She examined her hand curiously, confused as to why her fingers were tipped with claws.
She then looked to her wings. Blue Niten wings! She turned and found a short and slender tail behind her. “Oh, my Guardian...”
The young boy looked very concerned. “IS there something wrong, mom? Are you all right?”
Yuki went pale, “Wh-What did you call me?” She said, her mouth agape. No! It can't be possible, can it...?
The young boy frowned, “I said 'mom'... is something wrong? Should I call the doctor?”
“N-No!” she gasped, “No, no... I'm... I'm fine.” she closed her eyes. “Mommy's fine.”
The young Nite placed his hand on hers. “I know what you saw in your dreams is troubling you mother... but I promise nothing like that can happen – The Guardians would not allow it.”
Yuki looked at him, “The Guardians?”
The boy nodded, “And you can trust me, I’m the Scribe Lord, Mother.” he said with a bit of pride. “I’ll make sure to protect us all, in the name of The Guardians!”
He must have gotten that pride from me... unless he's a hunter... what's a Scribe Lord?
The world began to fade to darkness as the fog thickened, the only thing that remained was the boy’s shimmering blue eyes, her eyes. The world was plunged into complete darkness.
...
Yuki sat up, gasping, confused, and in Serren’s arms.
“Shhh, just a dream my love,” Serren whispered.
“Oh, Serren!” Yuki grabbed hold of him, burying her face in his chest, “I keep having dreams of my son! I have to bring him here!”
“But how?” Serren whispered, “Rezzolina won’t allow it.”
Yuki grinned, “there’s more than one way onto a ship.”

Dei
A heavy base beat thumps in a dark room as a number of imps and angel men alike cheer and shout at a stage with a number of chrome poles running from the stage to the ceiling.
An angel woman in nothing but a thong gyrates and thrusts along the pole, her dark wings catch the light from time to time, sending fractals of light bouncing through the humid club air as she twists, spins, and flips around the pole.
In the VIP room, towards the back of the club, surrounded by a pair of strippers and several off-duty cops, Palma finished inhaling a line of powder off the table.
He shouts excitedly and thumps his chest, “Yeah! That’s the shit!” he cries as he pulls one of the girls tight against him.
She winces at his tight grip.
“You wanna come home with me babe?” Palma grins at the girl getting especially close.
She beams to him, “Sure daddy, as long as you can keep up,” she winked at him.
Palma pulled several large bills marked ‘100 Lumens’ each out of his pocket and placed them in his mouth, as he leaned over the girl.
She bit the bills out of his mouth and grinned up to him, stuffing them in her ample cleavage.
Palma got up and let loose another scream, his heart hammering in his ears as the drugs in his system fueled his evening activities.
The night continues with more lines of his new preferred drug, even sharing with his newly met lady friend.
Before he knew what was happening, he was in a hotel room. Palma and his new acquaintance both cried out in ecstasy, sweat drenched the pair as the drug surged through their veins, fueling frantic lovemaking.
After that, Palma blacked out and awoke staring up at the ceiling of the hotel room, his head pounding and his mouth and throat dry and his ears ringing.
He rolled off the bed, stumbling to the bathroom where he finally managed to pull himself up to the sink and get a drink directly from the tap.
His phone was buzzing, loudly. Far too loud.
He took another swallow of water, leaving the tap open, as he staggered his way to his jacket, which had landed somewhere on the floor of the hotel room.
Palma picked up the phone and found he missed the call.
He had missed 35 calls, to be exact.
The phone rang once more and Palma winced as he saw the number.
He cleared his throat, and answered as best he could, his voice cracking slightly as answered, “Y-Yes, So-orjoy?” He managed to sputter.
“By the Guardian wherein Oblivion have you been?” Sorjoy barked over the phone.
Palma looked around the room, “That’s a great question, I’m wondering that myself,” Palma thought. He didn’t recognize the hotel. It wasn’t cheap, sure, but he wasn’t familiar with it. “Uh… busy?” he stammered.
“Busy?!” Sorjoy growled, “You work for me, Palma! Don’t forget that fact!”
Palma took a deep breath and rubbed his head with his free hand, “yeah, yeah.”
“Where the fuck are you? I need you here yesterday!” Sorjoy screamed into the phone.
“Yeah, yeah,” Palma grumbled, getting to his feet and staggering to the bathroom to get another few gulps of water.
“Don’t you ‘yeah yeah’ me, Palma! I will hang you out to dry!” Sorjoy threatened.
Palma grumbled to himself, finally sneering to the phone, “Sorry, sir.”
“Daddy…” the young buxom woman cried softly from the bed, her head in her hands, “oh… Guardian… I-I don’t…” she fell to her knees and vomited.
“Fuck…” Palma grumbled as the girl unloaded her stomach contents on the floor. Palma spotted the remains of pills in the mix of her excess.
“I-I don’t… feel… too good… I-I…” she whimpered, tears streaming down her face as she wiped the vomit from her lips.
“Palma, where the fuck are you?!” Sorjoy screamed on the phone.
Palma splashed some water on his face from the sink, and cleared his throat, “What do you need, Mr. Sorjoy?”
“Finally,” Sorjoy relented, “I need you to get an escort for the delivery of the Heart of Lucifer to Mr. Trueman’s estate.”
“A private company can’t do that?” Palma protested.
“If I wanted a private security company to do it,” Sorjoy fumed, “then I wouldn’t have a need for you in my back pocket, now would I?!”
Palma flinched at the volume coming from the phone.
“Now be a good pet,” Sorjoy growled, “and heel!” the line went dead.
Palma closed his eyes tightly and gave a powerful exhale through his nostrils, trying to clear his head, “fuck that shit hit me hard.”
“I-I gotta go to a doctor…” the feeble angel kneeling before him sobbed, “I feel like my head is going to explode…”
Palma walked to his clothing strewn about all over the floor and collected it, dressing as swiftly as he could. He reached into his wallet and pulled out a few bills, “go to the hospital and if you talk about this? I’ll find you and gut you myself,” he tossed the girl several large bills, “go get fixed up.”
The young woman whimpered as the bills fell to the ground, a few landing in her own sick, “b-but I… I think I’m dying…”
“Then do me a favor and do it somewhere away from me,” Palma stated, turning on his heel and rushing out of the hotel.

Cleo sat at her desk while Sorjoy paced back and forth in front of his office door.
“Sir,” Cleo began, “would you like me to have someone install hardwood in front of your office?”
Sorjoy glared at her, “Why would I want that, Cleo?”
“Because you’re going to wear out the carpet with that pacing,” Cleo said, jokingly.
“This is no joking matter,” Sorjoy hissed as he continued to pace, “Trueman is expecting the gem today and I’m not going to risk something so valuable being transported by anyone other than the police.”
“Because they can’t be corrupt,” Cleo sighed, tapping away on her keyboard.
Sorjoy chuckled, “when they are my corrupt cops, it doesn’t matter. They know not to bite the hand that feeds them.”
Cleo gave a nod. Sorjoy had been opening up to her lately regarding how much power he had. She was unsure why he was doing this. Posturing? To instill fear in her?
Whatever his reasons, Cleo had not felt that they were affecting her in the ways that Sorjoy desired.
Cleo’s phone rang and she answered quickly, “Erik Sorjoy’s office.”
“Chief Palma told us to help escort the Diamond. Said he would be waiting at Trueman’s office. We have several officers at your HQ,” the officer stated.
“Thank you so much,” Cleo turned to Sorjoy, “we’ll join you. Please come around back to the loading bay, we’ll be leaving from there.”
Sorjoy turned to Cleo, “Good news?”
“Our police escorts are here,” Cleo informed Sorjoy.
“Good,” Sorjoy heaved a sigh, he made his way towards the elevator, “let's hope no one tries anything stupid.”

Several officers flew around the back of the large Fondsworth building, all surrounding a pair of black limousines.
Naberious cleared his throat as a few of the officers landed near him. He tipped his hat to a few of them as they approached.
The second limo was in front of Naberious’s, the other driver looked far more nervous than Naberious.
One officer approached the second driver, “you got clearance for this?” his badge read “Officer Grant”
“What?” The driver squeaked.
“ID, asshole,” Officer Grant said, pushing the driver’s shoulder.
The driver flinched and pulled out an ID card, handing it over, “I’m a professional transporter! Shit man.”
Officer Grant looked over his ID, “Bade Trenner?”
Bade nodded.
Officer Grant swiped the ID through a small card reader, looking it over.
Bade hemmed and hawed.
Naberious kept his eyes forward as the officers paid him no mind.
Officer Grant grinned, looking to Bade, “Hey, asshole, wanna take a guess as to what I just found?”
Bade gasped, “I can explain-”
Officer Grant punched Bade across the face, then pulled him out of the limo as another officer pounced on him, forcing him to the ground. “Take him in for questioning!”
Bade shouted in protest as he was carted off by a pair of officers. Officer Grant chuckled, “who can drive one of these?” he asked his fellow officers.
A young eager to please officer volunteered and climbed into the limo.
Officer Grant now moved towards Naberious, approaching him menacingly.
Naberious pulled out a cigarette and lit it, taking a drag and blowing the smoke away from Officer Grant.
“Hey, you!” Officer Grant said as he approached Naberious.
“Yeah?” Naberious asked calmly.
“Mind if I bum one of those off of you?” Officer Grant asked.
“Knock yourself out,” Naberious offered the pack of cigarettes to the officer, who took one gladly.
“Have you ever worked with that guy before?” Officer Grant asked.
Naberious shook his head, lighting the officer’s cigarette for him, “Can’t say I have. He’s new. He was supposed to be the lead car. The armored truck is getting loaded in the loading dock. Once you boys give the okay, the big boss comes down and we make our way to wherever it is we’re going.”
“They haven’t told you yet?” Officer Grant asked, taking a drag.
“Man, they don’t tell me shit,” he grinned to Officer Grant.
The pair laughed.
Officer Grant’s radio soon squawked to life, “Address enroute, heading to 1000 Prestige Lane,” Palma’s voice called out.
Officer Grant nodded.
“Never heard of that address,” Naberious noted.
“It’s a code,” Officer Grant smiled, “VIP estate. We gotta verify now with dispatch on a secure line.”
“VIP, coming in hot,” an officer shouted as Cleo and Sorjoy walked out of a small door to the left of the loading dock.
Cleo grimaced at the uneven concrete in front of her, taking mincing steps in her heels as she moved gingerly towards the limo. She steadied herself on the back of the limo, looking to the lead car, her brow furrowing as she saw an officer sitting in the opened driver side door.
“Where’s Bade?” Cleo asked.
“Who is Bade?” Sorjoy countered.
“He’s the other transporter I commissioned for the lead car,” Cleo explained as Naberious assisted her towards the limousine door.
“Why did you commission a transporter? We have Naberious,” Sorjoy questioned, “granted we are not tight on funds.”
“Because,” Cleo explained, “the lead car is a dummy car.”
Sorjoy gave a slight nod of approval as he slid inside the limo, “well thought out, Ms.Walters.”
Naberious leaned into the back of the limousine, “Bade acted nervous around the officers and they arrested him.”
“For acting nervous?” Sorjoy frowned.
“He was a fully vetted transporter!” Cleo complained, “I hired him myself!”
Naberious shrugged, “you act suspicious around some cops, they’ll take you in until they find something, anything, to hold you.”
Sorjoy chuckled, “I’m sure your transporter will be fine, assuming he’s done nothing wrong.”
Naberious grinned, “I saw the scan, his ID checked out and he had no priors. Cop baited him and he fell for it. The only thing that kid is guilty of is being green.”
Sorjoy nodded, “well then I am glad he’s no longer working on this project.”
Cleo sighed, “he was just the dummy car, sir.”
“Noted, but do fire him, Cleo,” Sorjoy smiled, leaning back in the limo.
“Yessir,” Cleo said, tapping on her tablet.
Naberious closed the door and got into the driver's seat.
Soon a pair of large armored trucks rolled out of the loading bay.
The first truck passed the limousines, while the second stopped long enough to allow both limousines to travel in between.
“Well, I must say,” Sorjoy smiled, “I do feel rather safe.”
Cleo nodded.
Outside of the limousine, three police officers per armored vehicle stood on top of the large trucks.
As the caravan made its way down the street, the officers held on to the roof with handles and quick release straps. The officers each carried with them heavy assault rifles.
After a few minutes, a voice shouted from a side street: “Cerberus comes for you!” a large bottle filled with gasoline crashed against the first armored car.
Naberious spotted the flames on the first car and shouted “Shit!” He quickly took a right while the front limousine took a left, each of them heading down the wrong road. Eggs pelted the windows and sides of Sorjoy’s limousine.
“Problem?” Sorjoy asked as Naberious turned the limo.
“Someone just tossed an incendiary device at the lead armored car,” Naberious shifted the limousine into gear, and Cleo and Sorjoy were soon shoved into one another as the limousine picked up speed. “Hang on back there, getting us out of the hot zone!”
Cleo yelped as Sorjoy caught her.
Sorjoy looked down, realizing he was gripping Cleo’s hips tightly.
“Mr. Sorjoy!” Cleo narrowed her eyes on him.
Sorjoy released her, “you’re welcome,” he cleared his throat as he attempted to brush off the awkward grip.
Outside three of the police angels leaped off the top of the lead armored car and flew towards where the bottle was thrown from.
“Hands up!” an officer shouted to one angel wearing a dog mask.
The dog masked man held up his hands, “holy shit - I’m unarmed!”
“Good,” a second officer snickered, gunning the man down without any further warning.
Other angels in dog masks jumped out of side streets and alleyways.
The three officers soon opened fire, taking out another pair of angels and tagging another before they ceased fire.
“Three down, one tagged, flag the nearby hospitals, anyone comes in with gunshot wounds, make sure it’s reported,” Officer Grant shouted, “come on, let's collect the dogs,” he laughed.
A radio buzzed in Naberious’s car, “Disturbance has been quelled, follow the alternate route. Sending it to you now.”
Naberious took the radio up and slowed the limousine down, “got it.”
Cleo sighed, “well, thank the Guardian that’s over.”
Sorjoy nodded, “This is why you make sure you have cops you can trust.”

Palma sipped a coffee as he sat across from Bade. He was looking over a file, then glanced up to Bade as if it was the first time he had noticed him there, “oh, you need something to drink?”
“What am I being held for?” Bade swallowed hard.
Palma looked back to his file and took another calm sip, “you know what you’re here for.”
Bade went pale and began to sweat, “okay list-”
“Who put you up to it?” Palma said, looking at the paper still, “you’ve got no priors, so either you’re very good,” Palma looked up to Bade, “which is doubtful…”
Bade frowned, “Listen, I want a lawyer.”
“Oh, me too man,” Palma said, laying the paperwork down on the table, “me too. I bet I could get all kinds of compensation from the department from this fucking jobs. You know how many times I’ve been shot in the line of duty?” Palma shook his head.
Bade looked down at the table.
“A cop died today,” Palma lied.
“What?!” Bade looked up, shocked.
“Yep. Some fucking bastard in a dog mask threw a bottle filled with gas at an armored vehicle,” Palma shook his head, “poor bastard was burned alive in his gear.”
“I-I,” Bade stammered, sweating even more now.
“What a shitty way to go,” Palma shook his head, “I’d prefer some drug dealer just pop me in the back of the head, myself. One second I’m busting some imp prick for selling drugs to kids, the next second I’m shaking hands with the Guardian Lucifer.”
Bade looked away.
“So, Bade,” Palma said, finally looking at Bade, “who’s your contact?”
Bade was silent, “I was called onto the initial job with a legit contract. Low balled, sure, but it was just to drive the dummy car and I’ve got no experience so I figured: bite the bullet and take the shitty contract.”
“Mmhmm,” Palma nodded.
Bade heaved a sigh, “then some guy contacts me and says he can double my pay if I just make a right down a particular road instead of a left.”
“I’m listening and you’re doing well here, you are,” Palma grinned.
“That’s it,” Bade admitted.
“That’s it?” Palma said, standing up. “You sure?”
Bade nodded.
“Listen, if you’re scared of these guys,” Palma smiled, drinking the rest of his coffee, “I have to tell you, that’s the wrong way of looking at things.”
“What?” Bade said, shivering.
Palma smashed the coffee mug on the table and pressed the broken porcelain against Bade’s throat, “you should be way more afraid of me!”
Bade gasped and tried to step back, but found Palma’s hand on the back of his neck. “C-Camera!” Bade said, pointing to the camera with a flashing red light in the corner.
Palma turned to it and smiled wickedly, “Make a choice, Bade, who are you more afraid of? Guys in masks who run around killing cops in the dark…”
Bade whimpered as Palma pressed the jagged porcelain against his throat.
“Or a cop like me,” Palama whispered into his ear, “who has no problems killing you right here, on camera, with my face on full display?”
Bade began to piss himself.
“Make your choice Bade… I haven’t got all day… and my hand’s starting to cramp,” Palma hissed with a devilish grin.
Bade stammered, “I-I don’t know his name! B-But I know he was a co-worker of that miner who fell! That’s all I know about Cerberus, I swear to the Guardian!”
Palma smiled, pulling the coffee mug away from Bade’s neck, “thanks for being co-operative,” Palma slammed Bade’s face down onto the table with his other hand.
Bade’s head bounced off and he recoiled, falling back against the wall, collapsing to the floor in a heap as Palma strode out of the room.
Two officers stood there in shock.
Once the door shut, Palma burst out laughing, “Holy fuck! These Cerberus guys are a joke!” Palma grinned wickedly as he looked to the closed door, “I was literally just fuckin’ with him!”
One officer chuckled, “So were we!”
Palma grinned to them, “Just goes to show you boys,” he walked past the pair of officers, “everyone is guilty of something.”

Nite
“I’m sorry,” Rezzolina frowned, “you want… what?”
Yuki beamed, “I want to see the shuttle, you know before it’s decommissioned.”
You want to see the shuttle?” Rezzolina lifted an eyebrow.
“Yes,” Yuki smiled wide, “Is that a problem?”
“It’s an odd favor to ask, from you, all things considered,” Rezzolina thought out loud as she drank from a cup of hot amber colored tea.
“Is it?” Yuki asked.
Serren smiled, “she is a pilot, sister. Maybe she’d like to see how the shuttles operate?”
Rezzolina leaned back in her chair, “the shuttle does leave in a week. It’s not like you’re going to stow-away in that time.”
“Awesome! So that’s a yes then?” Yuki beamed at Rezzolina.
Serren joined Yuki in smiling at Rezzolina.
Rezzolina heaved a sigh, “Fine!” she stood up, placing her mug down, “but only because I haven’t seen you in a few years, Serren.”
Serren grinned, “Oh my, spending time with my sister! This is a new experience.”
Rezzolina narrowed her eyes on Serren, “Don’t push it, Brother.”
Yuki smiled, “Part one of the plan is coming together…” she thought to herself.

A few hours later Rezzolina, Serren, and Yuki landed near a large staging area. A rather large ship was taking on crates and Niten dragons of all sorts were walking along the fuselage inspecting the craft.
“Wow,” Yuki remarked, “that’s a big shuttle.”
Rezzolina nodded, “yes it is, it has to be to transport goods from Nite to Dei.”
Yuki wondered why she had never seen a ship like this on Dei. Surely she would have had to see it? Someone would have seen it, right?
“I don’t suppose I could meet the crew, could I?” Yuki asked.
Rezzolina shrugged, “Why not, they’re inspecting the ship now.”
“They are?” Yuki smiled, “you actually let the flight crew inspect the ship?”
“Who else would do it? They’re the ones whose lives are on the line,” Rezzolina pointed out in a haughty tone.
“Ugh,” Yuki lamented, “I wish they had let us do that on Dei. There is a separate crew that does the maintenance.”
“It is like that on Dei,” Rezzolina pointed out, “in order to prevent the transmission of any foreign disease to the crew members, the crew quarters is on lockdown when it’s docked.”
“Really?” Yuki frowned, “That would explain why no one has ever seen a Niten piloted shuttle land on Dei.” she thought.
“Honestly the only intelligent thing I’ve heard a Dei Angel say over a conference call,” Rezzolina said, approaching the ship.
Yuki’s mouth hung open, “excuse me?”
“I stand by that statement,” Rezzolina said as she continued towards the ship without looking back. “Come on, if you want to meet the crew, they’re this way.”
Serren sighed, “I’m sorry Yuki.”
“Yeah,” Yuki glared at Rezzolina, “me too.”
Rezzolina stood next to the large shuttle and shouted, “Anyone see a lazy pilot and her buddies anywhere around here?” she joked.
A large female Niten dragon, with brown scales and green eyes, chuckled to Rezzolina, “Chairwoman! What on Nite are you doing here?”
Rezzolina smiled and motioned for her to come down, “inspection.”
The brown Nite jumped down from the large ship, which stood a good ten meters off the ground. About halfway through her fall, she flapped her wings and slowed herself enough to land safely, “To what do I owe this pleasure?” she said, hugging Rezzolina.
Rezzolina hugged back, chuckling, “Well Brigg, it seems we’ve got tourists.”
“Tourists?” Briggett, the large brown nite said, turning to see Yuki and Serren approaching. She smiled, “Well hey there, little lady!”
Yuki smiled, for once not feeling spoken down to. Granted Briggett was the largest female nite she had run into, “Hi!” Yuki said.
“I’ve seen you on the news,” Briggett smiled, “Yuki, right? You must be a pretty skilled little pilot to keep one of those little bubble shuttles from melting on reentry.”
Yuki beamed, “It wasn’t as difficult as roughing it for a week in the wild.”
Briggett nodded, “it’s a miracle that you’re alive!”
Yuki nodded back, “So, mind showing me around your clunker?”
Briggett beamed, “I’d be honored! Come on board. My name’s Briggett, but please, call me Brigg. I’m the ship’s captain.”
“Nice to meet you Brigg,” Yuki grinned, “you already know my name but, Yuki Karkade,” she offered her hand to shake.
Briggett smiled, shaking her hand, “Pleased to meet you, Yuki.”
Yuki headed with Briggett towards the ship.
Rezzolina turned to Serren, “You’re not interested?”
Serren looked over the massive ship, “the less contact I have with it the better.”
Rezzolina smiled, “want to have lunch while Yuki and Briggett talk trade?”
Serren smiled to Rezzolina, “Yes, I’d love to.”
Rezzolina grinned back, “Good. Then you can explain to me how on Nite you mated with this Dei Angel.”
Serren laughed, as he shouted to Yuki, “I’ll catch up with you later!”
Yuki smiled back, “okay love!”
Briggett smiled, “Love? I’ve never heard that as a colloquial on Dei.”
“You speak Dei?” Yuki grinned.
Briggett nodded, “Have to! The crew that we land with are Dei angels.”
“Explains why you’re the only one who hasn’t called me a primitive,” Yuki remarked.
Briggett sighed, “I’ll apologize on their behalf: They don’t understand. Dei is kind of…” she sighed, “further apart than Nite.”
“How so?” Yuki questioned.
“You know, when you come to a big city like this,” she motioned to the city behind them, “you get used to knowing lots and lots of people. Everyone’s right on top of each other. This entire city was the first city ever built, you know.”
“Wow, really?” Yuki smiled.
“Oh yeah, back then Metro Prime was just, well, a little city, but everyone worked to protect one another and build it into the center of our society that it is today,” Briggett laughed.
“And I guess moving the city walls out is hard?” Yuki noted.
“Rarely happens,” Briggett motioned to the large buildings, “but it’s easier to build up than out. So that’s where things went.”
Yuki laughed, “I’d imagine.”
“But it’s different on Dei,” Briggett noted, “On Dei, no one had to live on top of each other. Folks could set out on their own, do their own thing, and not have to worry about some horrible giant lizard stomping them to death in their sleep.”
“Yeah,” Yuki shivered, recalling the terrible sight of poor Fammel, “that’s… not a pleasant image.”
Briggett shook her head, “It’s not. But,” Briggett smiled, changing the subject as they neared the rear of the ship, “because of that, I’m well aware that Dei society is just different. Not primitive.”
“It’s great to hear that,” Yuki smiled.
“Besides, my co-pilot Tarabetha?” Briggett leaned down to Yuki, whispering, “she’s got a crush on an air traffic controller named Thomas on Dei.”
“You don’t say,” Yuki said, wondering if Thomas knew she was a dragon and not just another pilot.

Dei
Cleo and Sorjoy’s limo soon came up to a large gate with a monogram on the front of a large and ornate “RT”.
The gate opened slowly and the limousine rolled down a long road leading towards a massive palatial manor.
At the center of the driveway was a large fountain, where the drive circled around, leaving a stretch of road between the fountain and the staircase leading to the massive mansion.
Cleo looked up at the huge manner from the limousine and lifted her eyebrows in surprise.
Sorjoy was less impressed, clearly having seen the sight before.
Once the limousine came to a stop, Naberious moved to the door and opened it, assisting Sorjoy and Cleo out of the limo.
As Cleo stepped out she craned her neck upwards to see the whole sight of the massive manner. “Wow.”
“It helps to publish books on The Guardian’s works,” Sorjoy said, approaching the armored vehicle.
A few imps and angels alike came from inside the estate and helped to unload the large crate in the back of the armored truck.
“Be careful with that,” Sorjoy barked, “it’s worth more than any of your lives.”
Cleo stood there, clicking at her tablet, her brow furrowed, “seems three are dead after that attack.”
“Good,” Sorjoy sneered, “then they’ll know not to fuck with us again.”
“Or they’ll be out for blood,” Cleo sighed, “either way I think we’d better keep security beefed up.”
Sorjoy nodded, “I think we’ll need to hire a security advisor then.”
“Have you considered Naberious?” Cleo suggested.
Sorjoy turned to her, his eyebrow raised, “Naberious is our driver.”
“He’s a veteran, transporter, and bodyguard,” Cleo pointed out.
“Let’s seek someone with some more leadership experience,” Sorjoy ordered.
Cleo nodded, “I’ll have a shortlist for you at the end of the day.”
“Very good, Cleo,” Sorjoy praised as the Heart of Lucifer was loaded onto a pallet.
The wheezing voice of Trueman came from the steps, the click of his cane announcing his presence before his voice had reached any of them. “Very good indeed,” Trueman announced with a smile, “I must say, Erik, I’m very surprised to see you here in person.”
Sorjoy smiled and approached Trueman, “well, I figured it was only right for me to be here to deliver the diamond to you personally.”
Angels and Imps grunted behind Sorjoy as they hoisted the heavy diamond onto a wheeled jack and began to carefully move the item around a side door of the manor.
“Of course,” Mr. Trueman smiled warmly to Cleo and Sorjoy, “Please, come in. I would be a terrible host if I were not to invite you in for tea.”
“Thank you, Mr. Trueman, but that isn’t necessary for the least,” Cleo smiled pleasantly.
Sorjoy frowned, “Cleo it’s not polite to refus-”
Trueman cut Sorjoy off, “on the contrary, it’s often impolite to impose, and as such,” he smiled to Cleo, “I find it no bother at all, please do come in.”
Sorjoy narrowed his eyes on Cleo’s back as she made her way up the steps.
“This is a truly phenomenal home, Mr. Trueman. I’m astounded by the size and grandeur,” Cleo gushed.
“You flatter me,” Mr. Trueman laughed, “inheritances, some minor intelligent business moves and all of it for what?” he laughed, “so my porters and butlers can live in luxury alongside me.”
Cleo laughed, “Some lucky butlers!”
At the top of the steps was a dark blue-skinned imp with orange eyes and red hair who bowed low to Mr. Trueman and his guests, “Welcome to Trueman Manor,” he looked up as he ended his bow, glancing between Sorjoy and Cleo, “may I take your jackets?”
Trueman shook his head, “no, that’s fine.”
Cleo grinned at him warmly, “afraid I don’t have a jacket.”
The imp nodded, his smile fading a bit when he saw Cleo.
“Oh, this is my head butler and personal assistant, Malik,” Mr. Trueman smiled to Cleo and Sorjoy, “a most capable man.”
“A capable Imp,” Sorjoy clarified.
“Indeed,” Mr. Trueman said, smiling, “Malik, if I may introduce the CEO of Fondsworth Inc, Erik Sorjoy, and his lovely assistant Ms. Cleopatra Cassandra Walters.”
Malik bowed again, “lovely to meet you both.”
Mr. Trueman grinned at Malik as he came up from his bow, looking Cleo over as Trueman walked by. “Mr. Sorjoy, would you come with me so we can discuss things in private? I believe Ms. Cleopatra and Malik can ready our tea and handle any additional logistics in the transportation of my new diamond.”
“Of course, sir,” Sorjoy said as he walked off.
When Trueman and Sorjoy were out of earshot, Malik turned to Cleo.
“It’s fairly insulting, so you know,” Malik said curtly.
Cleo smiled at him, “Yes, invite us in for tea and then order me to help you prepare it.” She grinned, “Don’t worry, I don’t mind.”
Malik seemed off-balance from the odd comment, but continued, “I meant the hair. Dying it white? And the wings?”
“Why would that be insulting?” Cleo asked.
“It mocks our savior,” Malik answered, leading Cleo towards the kitchen.
“Ipswella said something about that,” Cleo said in thought, “But I suppose I should let you know, it’s natural.”
Malik stopped, allowing Cleo to walk past him, “What?”
Cleo turned and smiled, “It’s not dye, it’s natural. I was just born with a form of albinism. No pigment in my wings,” she motioned to her purple eyes, “and a lack of pigment here too.”
Malik seemed stunned, but soon caught up to her, “well… my apologies then.”
“You’re forgiven,” Cleo chuckled as they made their way to a kitchen, “now where are the tea bags?”
While Cleo and Malik prepared tea, Trueman and Sorjoy walked towards Trueman’s study.
“It has come to my attention, Mr. Sorjoy, that the title you so desperately wish to claim has a requirement I had almost forgotten about,” Mr. Trueman explained.
Sorjoy narrowed his eyes, “Sir, I feel I’ve done everything that was asked of me.”
“Of course,” Mr. Trueman nodded, “but a Great Patriarch must be… well… a patriarch! And you are lacking in family.”
“So is Hoffman,” Sorjoy confirmed.
“It’s that very change that has given me pause,” Mr. Trueman said as they entered the study, “you see, young Sorjoy, Mr. Hoffman is getting married at a small private affair as we speak.”
What?!” Sorjoy shouted.
“Indeed,” Mr. Trueman said, “so I would encourage you to find a proper woman.”
“Like Cleopatra? Is that what you’re saying?” Sorjoy asked.
“Heavens, no,” Mr. Trueman laughed, “no-no, a good match. You’re not her speed, my boy.”
“Not,” Sorjoy said, confused, “her speed, sir?”
Trueman nodded, “You’re too similar, too driven. A man needs a wife who would support him, not try to outdo him.”
“I see,” Sorjoy frowned.
“As such I feel it important for you, Sorjoy, to establish some form of the relationship prior to you taking your seat,” Mr. Trueman announced.
“I’m rather busy, Mr. Trueman, as you well know,” Sorjoy explained.
“Exactly,” Mr. Trueman smiled, “so I would suggest you take some time off and spend it in the company of a woman.”
“What, do I crawl the bars?” Sorjoy mocked.
“On the contrary,” Mr. Trueman smiled, “you call a matchmaker,” he handed Sorjoy a card.
Sorjoy looked at the card. On it was a simple number, with one name underneath: “Mimi.”
submitted by Zithero to libraryofshadows [link] [comments]

A Day in the Life of a Project Manager - YouTube A Day in the Life of a Project Manager - YouTube Lord or the Rings movie clip Project Management - YouTube Project Management Tips - How to be a Great Project ... A Day in the Life: Construction Project Management - YouTube

Project management careers are still in high-demand and annual wages are expected to grow for all project manager levels in the next ten years. If you’re unsure whether project management will still be desired in the future, here’s a report on PM job growth. Companies are shifting their attention from typical routine actions to actual projects. Nairaland Forum / Nairaland / General / Business / Sport Betting Project.. Turn 1000 To Over 1 Million Naira In 40 Days (53773 Views) I Received N740 Thousand Naira In My Bank Account Instead Of N370 Thousand Naira / Naira In Free Fall, Slides To 280 Against Dollar - PUNCH / The High Value Of The Naira In The Eighties (Picture Proof) (2) (3) (4) Four tips when gambling online Gambling online can be a lot of fun. Casino games, slot machines and poker tournaments can be a source of unlimited entertainment, and if you get lucky, you might as ... Whether you do these activities in a dedicated risk management tool or in a simple spreadsheet, the project management risk management skill to master is the ability to identify risks well before they become issues and come up with effective mitigation plans so that the risk of them ever becoming issues is nullified. IPL Betting Tips. Every IPL match brings along with it a great number of betting options on the top online betting sites. Apart from reviews of these sites, we also offer IPL betting tips for every match to give you an insight into the potential winnings to be made from the online betting markets.

[index] [65999] [49338] [29124] [62213] [37593] [1117] [18836] [33050] [45937] [58602]

A Day in the Life of a Project Manager - YouTube

Two students follow a Project Manager to his worksites and office to find out what tasks a Project Manager are up to. The Project Manager also shared his pri... This funny project management animation follows a typical day in the life of every project manager! From being asked to present to a steering committee with ... HOW TO BE A GOOD PROJECT MANAGER // TIPS FOR PROJECT MANAGES Are you looking for tips on how to be a good Project Manage? Being a new project manager on your... A LOTR clip to illustrate Project Management concepts Enjoy the videos and music you love, upload original content, and share it all with friends, family, and the world on YouTube.

http://forex-thai.coinminingpoolressources.website